4737 Baylor Dr

4737 Baylor Dr

D

San Diego, CA 92115

$1,059,000

Soft Appraisal Value: $1,118,500 · 5.3% below estimate

Beds

4

Baths

3

Sqft

2,085

Year Built

1956

Days on Market

80

Property Type

Single Family

HOA/mo

N/A

MLS ID

2601193SD

Description

Value Opportunity - Spacious 4-bedroom, 3-bath home offering over 2,000 square feet of flexible living space, tucked into a less-traveled residential pocket in a centrally located San Diego neighborhood. Surrounded by established homes, the property offers a more residential feel with convenient access to nearby communities including El Cerrito, Talmadge, and local amenities. The home features owned solar, a newer roof, updated HVAC, and a recently refreshed kitchen designed to brighten the main living space. The flexible floor plan offers multiple living areas, ideal for a variety of lifestyles including multigenerational living or work-from-home needs. This is an excellent opportunity for buyers seeking space, functionality, and value in a well-connected yet less-traveled residential setting.

Mortgage Calculator

Est. Monthly Payment

$6,723

Principal & Interest$5,355
Property Tax$1,059
Insurance$309
%($211,800)
%

Investment Score

8D
Est. Monthly Rent
$5,689
Monthly Cashflow

Rent − PITIA

$-1,034
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,225

Mortgage (P+I)
$5,355
Cap Rate
2.41%
Cash-on-Cash
-18.27%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.85
Break-even Rent
$9,877

NOI (Annual)
$25,560
Price-to-Rent

Lower = better for investors

15.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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