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4592 Contour Blvd
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4592 Contour Blvd

Ctop 80%

San Diego, CA 92115

$1,074,000
NEW — 0d
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

26 licensed short-term rentals within ½ mile (11 whole home), from the cities' license and permit lists of Nov 5, 2026.

Pass at asking: -$5,193/mo full cashflow at 20% down, 7.49% rate.

Works at $400,694 (63% under asking), or at 90% down.

Rent $4,014/mo from 11 leases of 2–4 bed houses within 1 mi ($3,336–$4,017).

Beds

3

Baths

2

Sqft

1,184

Year Built

1942

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2608181

This property is in San Diego (92115). View neighborhood stats →

Virtual Tour

About This Property

BEAUTIFULLY REMODELED 3 BEDROOM, 2 BATH SINGLE STORY HOME IN TALMADGE AND THIS ONE IS LOADED, INCLUDING NEW ROOF, STUNNING EAT-IN KITCHEN WITH QUARTZ COUNTERS AND STAINLESS APPLIANCES, VERY LIGHT AND BRIGHT THROUGHOUT, LVP FLOORING, NEW A/C, NEW DUAL PANE WINDOWS, GORGEOUS BATHROOMS, NEW PAINT INSIDE AND OUT, SPACIOUS BEDROOMS, PRIMARY BEDROOM HAS A WALK-IN CLOSET, PRIMARY BATH HAS A WALK-IN TILE SHOWER, CORNER LOT WITH ALLEY ACCESS, LANDSCAPED YARD FRONT AND BACK, 1 CAR GARAGE WITH 2 OFF STREET PARKING SPACES, CLOSE TO SCHOOLS, RESTAURANTS, FREEWAYS AND MUCH MORE.

Mortgage Calculator

Est. Monthly Payment

$7,389

Principal & Interest$6,002
Property Tax$1,074
Insurance$313
%($214,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Fay Elementary · grades PK-5 · San Diego Unified

  • Middle

    Mann Middle · grades 6-8 · San Diego Unified

  • High

    Crawford High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

5 comps found

This Property

$4,014

vs

Comp Average

$3,824

6220 Streamview Dr

6220 Streamview Dr

3bd / 1ba · 1,220 sqft · Single Family

$750K

Est. $4,045/mo

2463 Rancho Drive

2463 Rancho Drive

3bd / 2ba · 1,185 sqft · Single Family

$720K

Est. $3,590/mo

5556 Baja Dr.

5556 Baja Dr.

3bd / 2ba · 1,153 sqft · Single Family

$989K

Est. $3,950/mo

6233 Stewart

6233 Stewart

3bd / 2ba · 1,130 sqft · Single Family

$1.05M

Est. $3,710/mo

4667 60th Street

4667 60th Street

3bd / 2ba · 1,278 sqft · Single Family

$1.10M

Est. $3,826/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

11C
Est. Monthly Rent
$4,014

11 leases of 2–4 bed houses within 1 mi · $3,336–$4,017

Blended 50/50 with the zip's market median ($4,152)

Monthly Cashflow

Rent − PITIA

-$3,375
Full Cashflow

Incl. vacancy, PM, maint, capex

-$5,193

What would make this work?

$5,193/mo short at 20% down; 90% down or +$6,744/mo rent closes it.

Break-even price

63% under asking

$400,694
Break-even rent

$6,744/mo above the estimate

$10,758/mo
Cashflow at 35% down
−$4,068/mo
Down payment to break even

$966,600 cash

90%
Rate to break even

Negative even at a 0% loan

Not reachable
Mortgage (P+I)
$6,002
Cap Rate
1.13%
Cash-on-Cash
-29.01%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
NOI (Annual)
$12,114
Price-to-Rent

Lower = better for investors

22.3

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
CCashflow−$5,193/mo