4540 Voltaire
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4540 Voltaire

D

San Diego, CA 92107

$1,275,000
NEW — 1d on market

Beds

3

Baths

1

Sqft

1,331

Year Built

1956

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260008836SD

This property is in San Diego (92107). View neighborhood stats →

About This Property

Charming single-story Ocean Beach cottage on a desirable corner lot a mile from the beach. Features include a versatile loft, fresh interior paint, existing triple-pane windows, and mini-split systems for efficient comfort. Enjoy a spacious side patio ideal for entertaining or potential additional parking, plus a deck with fireworks views. The property is surrounded by mature trees, including mandarin orange, tangerine, lemon, kumquat, Mexican lime, Valencia orange, and guava, along with fragrant lavender—creating a private garden setting near coastal dining, shopping, parks, pickleball courts and everyday beach community living!

Mortgage Calculator

Est. Monthly Payment

$8,094

Principal & Interest$6,447
Property Tax$1,275
Insurance$372
%($255,000)
%

Location

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Investment Score

2D
Est. Monthly Rent
$4,463
Monthly Cashflow

Rent − PITIA

$-3,631
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,720

Mortgage (P+I)
$6,447
Cap Rate
0.68%
Cash-on-Cash
-26.92%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$11,892

NOI (Annual)
$8,724
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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