
4531 Lisann St
Ctop 80%San Diego, CA 92117
Pass at asking: -$7,454/mo full cashflow at 20% down, 7.43% rate.
Works at $678,408 (59% under asking), or at 86% down.
Rent $6,767/mo from 19 leases of 3–5 bed houses within 1 mi ($6,092–$10,480).
Beds
4
Baths
3
Sqft
2,378
Year Built
2011
Days on Market
0
Property Type
Single Family
HOA/mo
N/A
MLS ID
260026735SD
This property is in San Diego (92117). View neighborhood stats →
About This Property
Set on a quiet cul-de-sac in the highly sought-after Bay Ho neighborhood, this beautifully designed 2011-built residence offers an exceptional blend of space, versatility, and seamless indoor-outdoor living with the natural beauty and privacy of a canyon setting. Soaring vaulted ceilings & abundant natural light accentuate the expansive open floor plan, while rich wood & etched-glass entry doors, natural stone tile flooring, a striking tiled fireplace, and warm wood cabinetry create an inviting atmosphere. The spacious kitchen is designed for both everyday living & entertaining, featuring granite countertops, a custom tile backsplash, stainless steel appliances, gas cooking, generous cabinetry & an oversized island with breakfast-bar seating and built-in wine storage. Two sliding glass doors open to an expansive backyard with a covered patio, offering an ideal setting for outdoor dining, entertaining, or simply enjoying the peaceful canyon surroundings. Central air conditioning and heating provide year-round comfort. Thoughtfully designed for flexibility & privacy, the home features two primary suites, including a main-level retreat with direct backyard access, a walk-in closet, and an ensuite bath with a custom-tiled walk-in shower. Two additional spacious bedrooms & an updated full bath complete the first floor. Upstairs, an impressive second primary suite offers an exceptional private retreat with vaulted ceilings, an ensuite bath featuring a jetted soaking tub & separate shower, abundant storage, and a private northwest-facing balcony showcasing colorful sunset skies. A generous secondary living area with its own kitchenette further enhances the versatility of this remarkable space, ideal for multigenerational living, extended guests, or a private work-from-home sanctuary. This versatile space is ideal for extended family, guests, a private office, fitness or yoga studio, or simply an additional place to relax and unwind. Sliding doors open to an expansive 22.5' x 18' tiled rear balcony overlooking the backyard and peaceful canyon greenery, creating yet another inviting outdoor living space. With two primary suites, multiple living and entertaining areas, and a wonderfully private setting, this distinctive Bay Ho home offers a rare combination of space and versatility, just minutes from shopping, dining, convenient freeway access, and San Diego's world-renowned beaches and bays.
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Est. Monthly Payment
$11,291
Location
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Comparable Properties
5 comps foundThis Property
$6,767
Comp Average
$6,511
4643 Firestone St.
4bd / 3ba · 2,153 sqft · Single Family
$1.30M
Est. $6,245/mo
3855 Southview
4bd / 3ba · 2,702 sqft · Single Family
$1.70M
Est. $8,170/mo
6335 Hannon Court
5bd / 3ba · 2,348 sqft · Single Family
$1.40M
Est. $6,341/mo
4516 Jamestown
4bd / 3ba · 2,097 sqft · Single Family
$1.50M
Est. $5,355/mo
3547 Brandywine Street
4bd / 3.5ba · 2,116 sqft · Single Family
$2.00M
Est. $6,443/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
19 leases of 3–5 bed houses within 1 mi · $6,092–$10,480
Blended 50/50 with the zip's market median ($5,767)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$7,454/mo short at 20% down; 86% down or +$9,681/mo rent closes it.
- Break-even price
- $678,408
- Break-even rent
- $16,448/mo
- Cashflow at 35% down
- −$5,737/mo
- Down payment to break even
- 86%
- Rate to break even
- Not reachable
59% under asking
$9,681/mo above the estimate
$1,418,140 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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