4516 Jamestown
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4516 Jamestown

Ctop 80%

San Diego, CA 92117

$1,500,000
NEW — 0d
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

18 licensed short-term rentals within ½ mile (9 whole home), from the cities' license and permit lists of Nov 6, 2026.

Pass at asking: -$7,072/mo full cashflow at 20% down, 7.43% rate.

Works at $579,163 (61% under asking), or at 88% down.

Rent $5,777/mo from 10 leases of 3–5 bed houses within 1 mi ($5,504–$5,772).

Beds

4

Baths

3

Sqft

2,097

Year Built

1959

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260026413SD

This property is in San Diego (92117). View neighborhood stats →

About This Property

Welcome to this beautifully maintained single-level home tucked away on a peaceful cul-de-sac in desirable Clairemont. Offering 4 bedrooms, 3 bathrooms, just under 2,100 square feet, and a spacious private backyard. This home beautifully blends comfort, privacy, and effortless San Diego living. The inviting living spaces feature large windows, and a charming fireplace. The kitchen offers granite counter tops, stainless steel appliances, subway tile back splash, and a generous peninsula with seating. The spacious primary suite features vaulted ceilings, a walk-in closet, and an updated en-suite with dual vanities and a large walk-in shower. Step outside to an expansive paved and private, fully fenced yard—perfect for entertaining, dining al fresco, or relaxing year-round. Additional highlights include central A/C, tank less water heater, attached two-car garage, and ample driveway parking. Ideally located near trails, shopping, dining, freeways, and all that San Diego has to offer, this exceptional home offers the rare combination of privacy, space, and convenience.

Mortgage Calculator

Est. Monthly Payment

$10,271

Principal & Interest$8,333
Property Tax$1,500
Insurance$437
%($300,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Hawthorne Elementary · grades PK-5 · San Diego Unified

  • Middle

    Innovation Middle · grades 6-8 · San Diego Unified

  • High

    Madison High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

12C
Est. Monthly Rent
$5,777

10 leases of 3–5 bed houses within 1 mi · $5,504–$5,772

Blended 50/50 with the zip's market median ($5,958)

Monthly Cashflow

Rent − PITIA

-$4,493
Full Cashflow

Incl. vacancy, PM, maint, capex

-$7,072

What would make this work?

$7,072/mo short at 20% down; 88% down or +$9,184/mo rent closes it.

Break-even price

61% under asking

$579,163
Break-even rent

$9,184/mo above the estimate

$14,961/mo
Cashflow at 35% down
−$5,509/mo
Down payment to break even

$1,320,000 cash

88%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$8,333
Cap Rate
1.24%
Cash-on-Cash
-28.29%
DSCR

Need ≥ 1.25 for DSCR loan

0.56

NOI (Annual)
$18,602
Price-to-Rent

Lower = better for investors

21.6

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$7,072/mo