442 Creekside Circle
Btop 30%San Diego, CA 92114
19 licensed short-term rentals within ½ mile (17 whole home), from the cities' license and permit lists of Nov 13, 2026.
None of the 24 homes on this home's recorded tract holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$2,532/mo full cashflow at 20% down, 7.36% rate.
Works at $348,511 (49% under asking), or at 74% down.
Rent $3,715/mo from 12 leases of 2–4 bed houses within 1 mi ($3,504–$3,845).
Beds
3
Baths
3
Sqft
1,423
Year Built
2005
Days on Market
102
Property Type
Single Family
HOA/mo
$196.8
MLS ID
260018852SD
This property is in San Diego (92114). Browse neighborhood analytics →
About This Property
NEW CONSTRUCTION NEVER BEEN LIVED IN! Beautiful zero lot line townhome style, single family detached PUD, zero lot line. 3 bedroom and 3 full baths. This home is 3 stories with walk-in closet in primary bedroom as well as a primary bath. Convenient laundry room, private spacious entry with storage closet. Second Floor has soaring ceilings with spacious great room, kitchen, and second story bedroom and bathroom. Airy patio and front porch. Great home great price. Close to 37th Street base and Downtown. Easy access to 15, 805, 94, 125 and 5 Freeways. South Bay and downtown are close as well. PAID FOR SOLAR.
Mortgage Calculator
Est. Monthly Payment
$4,826
Location
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Zoned Schools
Elementary
Horton Elementary · grades PK-5 · San Diego Unified
Middle
Millennial Tech Middle · grades 6-8 · San Diego Unified
High
Lincoln High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,715
Comp Average
$3,696
463 Creekside Circle
3bd / 3ba · 1,420 sqft · Single Family
$660K
Est. $3,713/mo
426 Creekside Circle
3bd / 3ba · 1,423 sqft · Single Family
$680K
Est. $3,715/mo
438 Creekside Circle
3bd / 3ba · 1,423 sqft · Single Family
$680K
Est. $3,715/mo
430 Creekside Circle
3bd / 3ba · 1,423 sqft · Single Family
$700K
Est. $3,715/mo
462 Creekside Circle
3bd / 3ba · 1,423 sqft · Single Family
$716K
Est. $3,624/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
12 leases of 2–4 bed houses within 1 mi · $3,504–$3,845
Blended 50/50 with the zip's market median ($3,794)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,532/mo short at 20% down; 74% down or +$3,288/mo rent closes it.
- Break-even price
- $348,511
- Break-even rent
- $7,003/mo
- Cashflow at 35% down
- −$1,829/mo
- Down payment to break even
- 74%
- Rate to break even
- Not reachable
49% under asking
$3,288/mo above the estimate
$503,126 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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