439 Evening View Dr
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439 Evening View Dr

Dbottom 20%

Chula Vista, CA 91914

$2,685,000
NEW — 0d
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$14,776/mo full cashflow at 20% down, 7.43% rate.

Works at $761,084 (72% under asking), or at all cash.

Rent $8,098/mo from 14 leases of houses within 2 mi, size-adjusted ($7,681–$8,922).

Beds

6

Baths

6

Sqft

5,520

Year Built

2008

Days on Market

0

Property Type

Single Family

HOA/mo

$390

MLS ID

PTP2608289

This property is in Chula Vista (91914). Browse neighborhood analytics →

Virtual Tour

About This Property

Discover this exceptional residence located in the highly desirable gated community of Rolling Hills Ranch. Situated on a spacious corner lot, this property offers a versatile layout featuring 5 bedrooms in the main residence, including a convenient ground-floor bedroom with its own private full bathroom, ideal for guests or multigenerational living. Adding even more value is a separate Accessory Dwelling Unit (ADU) featuring an additional bedroom and full bathroom, perfect for extended family, guests, a private home office, or potential rental income. Enjoy a lifestyle surrounded by outstanding community amenities, including a clubhouse, scenic biking and walking trails, beautiful parks, tennis and pickleball courts, basketball courts, baseball fields, and much more. A rare opportunity to enjoy comfort, flexibility, and resort-style community living in one of Rolling Hills Ranch's desirable neighborhoods!

Mortgage Calculator

Est. Monthly Payment

$18,774

Principal & Interest$14,916
Property Tax$2,685
Insurance$783
HOA$390
%($537,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Salt Creek Elementary · grades K-6 · Chula Vista Elementary

  • Middle

    Eastlake Middle · grades 7-8 · Sweetwater Union High

  • High

    Eastlake High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

2D
Est. Monthly Rent
$8,098

14 leases of houses within 2 mi, size-adjusted · $7,681–$8,922

Monthly Cashflow

Rent − PITIA

-$10,676
Full Cashflow

Incl. vacancy, PM, maint, capex

-$14,776

What would make this work?

$14,776/mo short at 20% down; 100% down or +$19,190/mo rent closes it.

Break-even price

72% under asking

$761,084
Break-even rent

$19,190/mo above the estimate

$27,288/mo
Cashflow at 35% down
−$11,980/mo
Down payment to break even

$2,685,000 cash

100%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$14,916
Cap Rate
0.24%
Cash-on-Cash
-33.02%
DSCR

Need ≥ 1.25 for DSCR loan

0.43

NOI (Annual)
$6,538
Price-to-Rent

Lower = better for investors

27.6

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$14,776/mo