2788 Camphor Court
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2788 Camphor Court

Ctop 80%

Chula Vista, CA 91914

$2,175,000
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$10,886/mo full cashflow at 20% down, 7.43% rate.

Works at $757,527 (65% under asking), or at 93% down.

Rent $7,734/mo from 11 leases of 4–6 bed houses within 2 mi, same school area ($7,213–$8,104).

Beds

5

Baths

5.5

Sqft

4,640

Year Built

2005

Days on Market

78

Property Type

Single Family

HOA/mo

$137

MLS ID

PTP2606468

This property is in Chula Vista (91914). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome to an extraordinary luxury estate in the highly desirable community of Eastlake Woods. Set on an expansive 19,996-square-foot lot, this exceptional property offers approximately 4,640 square feet of beautifully appointed living space, 5 bedrooms, and 5.5 baths, with an impressive combination of elegance, comfort, and resort-style amenities rarely found in one home. From the moment you enter, the attention to detail is evident. The home features a custom library, formal dining room, and separate breakfast room, & sunroom creating an ideal setting for both sophisticated entertaining and everyday living. At the heart of the home is a stunningly remodeled chef’s kitchen, designed for the serious cook and entertainer. Two large islands provide exceptional workspace and gathering space, complemented by a pot filler, pull-out drawers, and two walk-in pantries for outstanding storage and organization. The expansive downstairs primary suite is a private retreat, with direct access to an outdoor patio. The oversized walk-in closet features custom cabinetry and shelving, while the beautifully remodeled primary bath showcases elegant marble finishes and a gorgeous, oversized soaking tub. Step outside and discover your own private resort. The spectacular backyard features a grotto-style pool with waterfalls, natural rock accents, and a beach entry, creating an incredible setting for relaxing, entertaining, and enjoying the Southern California lifestyle. A separate pool house adds an extraordinary level of flexibility. Featuring beam ceilings, a living room, a bedroom/gym, and a full bathroom, it provides a comfortable private space for overnight guests, extended family, a home gym, or a poolside retreat—with convenient access directly to the pool area. For the ultimate outdoor entertaining experience, the custom outdoor kitchen is exceptionally equipped with a Green Egg smoker, Viking gas grill, charcoal grill, two-burner cooktop, stone pizza oven, under-counter chill drawers, ice maker, storage drawers, and sink. An inviting outdoor fireplace completes this incredible entertaining environment. Adding to the home's appeal, the whole-house solar system is fully paid for, providing an important long-term benefit.

Mortgage Calculator

Est. Monthly Payment

$15,029

Principal & Interest$12,083
Property Tax$2,175
Insurance$634
HOA$137
%($435,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Salt Creek Elementary · grades K-6 · Chula Vista Elementary

  • Middle

    Eastlake Middle · grades 7-8 · Sweetwater Union High

  • High

    Eastlake High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

9C
Est. Monthly Rent
$7,734

11 leases of 4–6 bed houses within 2 mi, same school area · $7,213–$8,104

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$7,295
Full Cashflow

Incl. vacancy, PM, maint, capex

-$10,886

What would make this work?

$10,886/mo short at 20% down; 93% down or +$14,138/mo rent closes it.

Break-even price

65% under asking

$757,527
Break-even rent

$14,138/mo above the estimate

$21,872/mo
Cashflow at 35% down
−$8,621/mo
Down payment to break even

$2,022,750 cash

93%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$12,083
Cap Rate
0.87%
Cash-on-Cash
-30.03%
DSCR

Need ≥ 1.25 for DSCR loan

0.51

NOI (Annual)
$19,001
Price-to-Rent

Lower = better for investors

23.4

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$10,886/mo