10330 Wateridge Circle #293
Ctop 80%San Diego, CA 92121
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 10, 2026.
No unit in this 55-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$4,803/mo full cashflow at 20% down, 7.43% rate.
Works at $354,758 (64% under asking), or at 91% down.
Rent $4,186/mo from 17 leases of 2–4 bed condos & townhomes within 2 mi ($4,059–$4,247).
Beds
3
Baths
2.5
Sqft
1,390
Year Built
1999
Days on Market
95
Property Type
Townhouse
HOA/mo
$499
MLS ID
260019324SD
This property is in San Diego (92121). View neighborhood stats →
About This Property
Welcome to the Model-home-like and move-in-ready tri-level townhome. This beautifully upgraded and meticulously maintained townhome is located in the highly desirable Wateridge community. Tucked away at the back of the neighborhood and away from busy streets, this quiet and private location offers exceptional tranquility. Double sidewalks in front provide added privacy for the living room and primary bedroom, while the rear of the home enjoys peaceful greenbelt views. The bright and inviting interior has been thoughtfully maintained and features tasteful upgrades throughout, creating a warm and welcoming atmosphere. Ideally situated near guest parking and the community's outstanding amenities, residents enjoy access to tennis courts, sand volleyball courts, a fitness trail, swimming pool, three spas, a tot lot, and an expansive 86,000-square-foot grassy park. Conveniently located just minutes from La Jolla, UTC, world-renowned beaches, shopping, dining, and major freeways. With a low HOA and no Mello-Roos, this exceptional home offers the perfect combination of comfort, convenience, privacy, and lifestyle. Some photos have been virtually staged
Mortgage Calculator
Est. Monthly Payment
$7,209
Location
Loading map...
Zoned Schools
Elementary
Hickman Elementary · grades K-5 · San Diego Unified
Middle
Challenger Middle · grades 6-8 · San Diego Unified
High
Mira Mesa High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
3 comps foundThis Property
$4,186
Comp Average
$3,958
4384 Vision
3bd / 1.5ba · 1,113 sqft · Townhouse
$715K
Est. $3,808/mo
10242 Wateridge Cir
2bd / 2.5ba · 1,148 sqft · Townhouse
$760K
Est. $3,759/mo
10386 Wateridge Circle
3bd / 2.5ba · 1,610 sqft · Townhouse
$1.06M
Est. $4,308/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
17 leases of 2–4 bed condos & townhomes within 2 mi · $4,059–$4,247
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,803/mo short at 20% down; 91% down or +$6,237/mo rent closes it.
- Break-even price
- $354,758
- Break-even rent
- $10,423/mo
- Cashflow at 35% down
- −$3,782/mo
- Down payment to break even
- 91%
- Rate to break even
- Not reachable
64% under asking
$6,237/mo above the estimate
$891,800 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator