4339 Nobel Drive #110
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4339 Nobel Drive #110

Ctop 80%

San Diego, CA 92122

$898,800
NEW — 0d
STR: check · no permits in this complex · TOT 12.75%

3 licensed short-term rentals within ½ mile (2 whole home), from the cities' license and permit lists of Nov 14, 2026.

No unit in this 48-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$4,638/mo full cashflow at 20% down, 7.36% rate.

Works at $291,892 (68% under asking), or at 95% down.

Rent $3,741/mo from 10 leases of 2-bed condos & townhomes within 0.5 mi ($4,294–$4,645).

Beds

2

Baths

2.5

Sqft

1,766

Year Built

1988

Days on Market

0

Property Type

Townhouse

HOA/mo

$650

MLS ID

NDP2610100

This property is in San Diego (92122). View neighborhood stats →

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About This Property

Discover the charm of University City Living in a prime location! Welcome to this inviting townhouse-style residence offering approximately 1,766 Square feet comfortable living space with city views, in one of the SD desirable neighborhoods. Featuring 2 Spacious bedroom, 2.5 bathrooms, and a versatile bonus room ideal for a home office, personal retreat, Gym, or a nursery. Step inside to a welcoming bright living room with soaring ceiling, featuring a cozy fireplace, creating the perfect atmosphere for relaxing evening or gathering with family and friends. A few steps up, the dining area provides a lovely setting for shared meals and special occasions, while the kitchen offers its own dedicated nook for morning coffee. A few step up, you will find two master suites with own private bath & bonus room. Fresh interior paint, granite kitchen countertops, recent shower improvements, and central air conditioning, along freshly updated laundry area with plenty of storage space. Enjoy seamless indoor-outdoor living with a front open patio and a back covered patio ideal for year-round entertaining, plus the added convenience of an attached two-car garage and access to the community swimming pool. Conveniently located near UCSD health, Scripps, VA hospital & medical facilities, near shopping, restaurants, major freeways, and public transportation & trolly's. Easy access to major Freeways. A wonderful place to call home and begin your next chapter!

Mortgage Calculator

Est. Monthly Payment

$6,770

Principal & Interest$4,959
Property Tax$899
Insurance$262
HOA$650
%($179,760)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Spreckels Elementary · grades K-5 · San Diego Unified

  • Middle

    Standley Middle · grades 6-8 · San Diego Unified

  • High

    University City High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

10C
Est. Monthly Rent
$3,741

10 leases of 2-bed condos & townhomes within 0.5 mi · $4,294–$4,645

Blended 50/50 with the zip's market median ($3,077)

Monthly Cashflow

Rent − PITIA

-$3,029
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,638

What would make this work?

$4,638/mo short at 20% down; 95% down or +$6,024/mo rent closes it.

Break-even price

68% under asking

$291,892
Break-even rent

$6,024/mo above the estimate

$9,765/mo
Cashflow at 35% down
−$3,708/mo
Down payment to break even

$853,860 cash

95%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,959
Cap Rate
0.68%
Cash-on-Cash
-30.96%
DSCR

Need ≥ 1.25 for DSCR loan

0.55

NOI (Annual)
$6,094
Price-to-Rent

Lower = better for investors

20.0

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,638/mo