
429 Garfield
COceanside, CA 92054
Soft Appraisal Value: $1,272,200 · 2.1% above estimate
Beds
3
Baths
2.5
Sqft
1,161
Year Built
1958
Days on Market
45
Property Type
Single Family
HOA/mo
N/A
MLS ID
260011611SD
This property is in Oceanside (92054). View neighborhood stats →
About This Property
Major value-add opportunity. Existing home plus fully permitted garage ADU and plans in process for 2 additional units. Total property plan for four units: 1) Existing house 3 bed / 2.5 bath 2) Approved ADU 1 bed / 1 bath 3) Plans in process for two units a 3 bed / 3 bath & 4 bed / 4.5 bath Plans provide for 5 parking spaces off alley. Additionally existing home has had roof replaced, a 400 amp electrical panel permitted, new HVAC system, hydro-jetting of plumbing lines, and pre-paid capacity fees for water upgrades for ADU. Current master bath still needs a new vanity, toilet, and sink.
Mortgage Calculator
Est. Monthly Payment
$8,246
Location
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Comparable Properties
5 comps foundThis Property
$4,680
Comp Average
$4,239
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1115 Sea Glass Way
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1021 Costa Pacifica Way
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845 Harbor Cliff Way
2bd / 2.5ba · 1,146 sqft · Condo
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Est. $3,529/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITIA
Incl. vacancy, PM, maint, capex
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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