1021 Costa Pacifica Way
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1021 Costa Pacifica Way #2313

D

Oceanside, CA 92054

$868,000

Soft Appraisal Value: $858,000 · 1.2% above estimate

Beds

2

Baths

2

Sqft

1,191

Year Built

2009

Days on Market

95

Property Type

Condo

HOA/mo

$775

MLS ID

NDP2601868

This property is in Oceanside (92054). View neighborhood stats →

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About This Property

Motivated Seller. Best Value Coastal Condo in Costa Pacifica While ocean-view units in the community are approaching $1.4M+, this home offers an exceptional opportunity to enjoy the coastal lifestyle at a significantly more accessible price point. Just steps from the pedestrian/bike trail, you can walk north along the path to the harbor and beach in minutes—true indoor-outdoor living without the premium price tag. This well-maintained 2-bedroom, 2-bath residence features a functional layout, light-filled living spaces, and comfortable coastal design in the VA approved Seacliff complex. Ideal as a primary residence, second home, or investment opportunity. Enjoy proximity to Oceanside Harbor, beach access, dining, and outdoor recreation—all within a short walk.  Price has been improved and seller is ready to work with serious buyers. Property qualifies for a grant program - buyers please inquire. This is one of the lowest-priced opportunities in the coastal Oceanside market—don’t miss it.

Mortgage Calculator

Est. Monthly Payment

$6,285

Principal & Interest$4,389
Property Tax$868
Insurance$253
HOA$775
%($173,600)
%

Location

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Investment Score

26D
Est. Monthly Rent
$4,477
Monthly Cashflow

Rent − PITIA

$-1,808
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,561

Mortgage (P+I)
$4,389
Cap Rate
1.14%
Cash-on-Cash
-24.62%
DSCR

Need ≥ 1.25 for DSCR loan

0.71
Break-even Rent
$9,102

NOI (Annual)
$9,935
Price-to-Rent

Lower = better for investors

16.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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