1021 Costa Pacifica Way
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1021 Costa Pacifica Way #2313

D

Oceanside, CA 92054

$898,000

Beds

2

Baths

2

Sqft

1,191

Year Built

2009

Days on Market

50

Property Type

Condo

HOA/mo

$775

MLS ID

NDP2601868

This property is in Oceanside (92054). View neighborhood stats →

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About This Property

Significant Price improvement on this freshly updated and ideally positioned within the sought-after Seacliff community, this light-filled Oceanside residence offers tranquil views of the San Luis Rey River just moments from the beach and harbor. The open-concept floor plan blends comfort and functionality, with a spacious kitchen featuring stainless steel appliances and abundant cabinetry that flows seamlessly into the living and dining areas. A glass door off the living room and a large sliding glass door from the primary suite open to a private balcony — perfect for enjoying coastal breezes and serene river and pool views. The primary suite offers a custom walk-in closet and an ensuite bath with walk-in shower. A second bedroom and full bath provide flexibility for guests, a home office, or extended stays. Brand-new bedroom carpet and fresh interior paint enhance the home’s move-in ready appeal, while in-unit laundry adds everyday convenience. Residents of the gated Seacliff community enjoy resort-style amenities including a pool, spa, fitness center, clubhouse, BBQ areas, and secure underground parking with private storage. Ideally located near Oceanside Harbor, sandy beaches, scenic river trails, dining, and Downtown Oceanside, this home offers the perfect balance of coastal lifestyle and low-maintenance living.

Mortgage Calculator

Est. Monthly Payment

$6,476

Principal & Interest$4,541
Property Tax$898
Insurance$262
HOA$775
%($179,600)
%

Location

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Investment Score

0D
Est. Monthly Rent
$3,510
Monthly Cashflow

Rent − PITIA

$-2,966
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,521

Mortgage (P+I)
$4,541
Cap Rate
0.03%
Cash-on-Cash
-30.21%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$9,382

NOI (Annual)
$232
Price-to-Rent

Lower = better for investors

21.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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