1021 Costa Pacifica Way

1021 Costa Pacifica Way

D

Oceanside, CA 92054

$940,000
NEW — 5d on market

Beds

2

Baths

2

Sqft

1,191

Year Built

2009

Days on Market

5

Property Type

Condo

HOA/mo

$775

MLS ID

NDP2601868

Description

Freshly updated and ideally positioned within the sought-after Seacliff community, this light-filled Oceanside residence offers tranquil views of the San Luis Rey River just moments from the beach and harbor. The open-concept floor plan blends comfort and functionality, with a spacious kitchen featuring stainless steel appliances and abundant cabinetry that flows seamlessly into the living and dining areas. A glass door off the living room and a large sliding glass door from the primary suite open to a private balcony — perfect for enjoying coastal breezes and serene river and pool views. The primary suite offers a custom walk-in closet and an ensuite bath with walk-in shower. A second bedroom and full bath provide flexibility for guests, a home office, or extended stays. Brand-new bedroom carpet and fresh interior paint enhance the home’s move-in ready appeal, while in-unit laundry adds everyday convenience. Residents of the gated Seacliff community enjoy resort-style amenities including a pool, spa, fitness center, clubhouse, BBQ areas, and secure underground parking with private storage. Ideally located near Oceanside Harbor, sandy beaches, scenic river trails, dining, and Downtown Oceanside, this home offers the perfect balance of coastal lifestyle and low-maintenance living.

Mortgage Calculator

Est. Monthly Payment

$6,742

Principal & Interest$4,753
Property Tax$940
Insurance$274
HOA$775
%($188,000)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$2,240
Monthly Cashflow

Rent − PITI − HOA

$-4,502
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,801

Mortgage (P+I)
$4,753
Cap Rate
-1.34%
Cash-on-Cash
-28.74%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.47
Break-even Rent
$6,742

NOI (Annual)
$-12,570
Price-to-Rent

Lower = better for investors

35.0

* Defaults: 20% down, 6.5% rate, 30yr.

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