
4279 Lamont St
Ctop 80%San Diego, CA 92109
181 licensed short-term rentals within ½ mile (125 whole home), from the cities' license and permit lists of Nov 13, 2026.
No unit in this 4-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$6,174/mo full cashflow at 20% down, 7.36% rate.
Works at $532,014 (60% under asking), or at 87% down.
Rent $5,280/mo from 11 leases of 2–4 bed condos & townhomes within 0.5 mi ($4,154–$5,636).
Beds
3
Baths
3.5
Sqft
1,448
Year Built
2008
Days on Market
1
Property Type
Townhouse
HOA/mo
N/A
MLS ID
260026823SD
This property is in San Diego (92109). View neighborhood stats →
About This Property
NO HOA DUES! Light, bright, & freshly painted, this beautifully maintained 3-bedroom, 3.5-bath townhome, built in 2008, offers an ideal blend of space, style, & functionality across three levels of living. The spacious main living level features an open, recently remodeled kitchen with stainless steel appliances, pantry closet, breakfast bar, & stylish countertops & backsplash. The kitchen opens to a dedicated dining area & large living room with fireplace, creating an inviting space for everyday living & entertaining. Two private balconies & a contemporary half bath complete this level. Upstairs, the primary suite features a walk-in closet, large private balcony, & beautifully appointed bath with dual sinks, separate soaking tub, & walk-in shower. A second bedroom on this level offers its own en-suite bath & private balcony with views. The entry level includes a third bedroom with an attached bath & sliding-door access to the front patio, providing flexibility for guests, a home office, or additional living space. The large side-by-side 2-car garage connects directly to the home & features brand-new epoxy flooring, abundant storage, & a full-size laundry area with utility sink. Additional highlights include central heat & A/C, owned solar, recessed lighting, & ceiling fans. Ideally located in Pacific Beach on the edge of Crown Point, this home puts you close to the bay, beaches, shopping, dining, & convenient freeway access. Enjoy the true San Diego beach-area lifestyle with an endless variety of recreation, restaurants, & entertainment just outside your front door.
Mortgage Calculator
Est. Monthly Payment
$9,123
Location
Loading map...
Zoned Schools
Elementary
Crown Point Elementary · grades PK-5 · San Diego Unified
Middle
Pacific Beach Middle · grades 6-8 · San Diego Unified
High
Mission Bay High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,280
Comp Average
$5,359
1134 Grand Ave
3bd / 3ba · 1,496 sqft · Condo
$1.32M
Est. $5,960/mo
974 Sapphire Street
3bd / 3.5ba · 1,300 sqft · Townhouse
$1.57M
Est. $5,209/mo
978 Sapphire Street
3bd / 3.5ba · 1,300 sqft · Townhouse
$1.57M
Est. $5,209/mo
976 Sapphire Street
3bd / 3.5ba · 1,300 sqft · Townhouse
$1.70M
Est. $5,209/mo
972 Sapphire Street
3bd / 3.5ba · 1,300 sqft · Townhouse
$1.70M
Est. $5,209/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
11 leases of 2–4 bed condos & townhomes within 0.5 mi · $4,154–$5,636
Blended 50/50 with the zip's market median ($6,060)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$6,174/mo short at 20% down; 87% down or +$8,019/mo rent closes it.
- Break-even price
- $532,014
- Break-even rent
- $13,299/mo
- Cashflow at 35% down
- −$4,788/mo
- Down payment to break even
- 87%
- Rate to break even
- Not reachable
60% under asking
$8,019/mo above the estimate
$1,165,713 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator