4262 Santa Cruz
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4262 Santa Cruz

D

San Diego, CA 92107

$1,549,000
NEW — 2d

Soft Appraisal Value: $1,525,000 · 1.6% above estimate

Beds

3

Baths

2.5

Sqft

1,560

Year Built

1965

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

260010918SD

This property is in San Diego (92107). View neighborhood stats →

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About This Property

Some homes just feel right the moment you walk in. Clean lines, original hardwood floors, and an effortless indoor-outdoor connection make 4262 Santa Cruz Avenue a beautifully preserved example of California Ranch Style Mid-Century architecture in one of Point Loma's most coveted pockets. Built in 1962, this single level 3-bedroom, 2-bath home honors its roots while delivering the updates that matter. The kitchen features newer cabinets, updated countertops, and a large walk-in pantry that will make every home chef smile. A sun-filled den off the main living area is perfect as a home office, creative studio, or reading retreat. The primary suite offers a private entrance to the backyard, a hallmark of mid-century design that blurs the line between inside and out.Step outside to a deck overlooking a generous yard with raised garden beds, your own private sanctuary. The detached 2-car garage elevates this property further with a full bathroom, bonus room, and built workshop. Guest suite, gym, creative studio, the possibilities are wide open. Zoned for the coveted Silvergate Elementary School. Minutes from Sunset Cliffs, Ocean Beach, and the weekly OB Farmers Market. Spend your days exploring the beaches, scenic paths along Robb Field, and the dining and boutiques of Liberty Station and Point Loma Village. Convenient proximity to the airport and downtown makes everyday life effortless.

Mortgage Calculator

Est. Monthly Payment

$9,833

Principal & Interest$7,833
Property Tax$1,549
Insurance$452
%($309,800)
%

Location

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Investment Score

13D
Est. Monthly Rent
$6,309
Monthly Cashflow

Rent − PITIA

$-3,525
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,266

Mortgage (P+I)
$7,833
Cap Rate
1.21%
Cash-on-Cash
-24.27%
DSCR

Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$14,447

NOI (Annual)
$18,793
Price-to-Rent

Lower = better for investors

20.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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