4259 Mount Henry
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4259 Mount Henry

D

San Diego, CA 92117

$1,225,000
NEW — 5d

Soft Appraisal Value: $1,215,100 · 0.8% above estimate

Beds

3

Baths

2

Sqft

1,352

Year Built

1960

Days on Market

5

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2603729

This property is in San Diego (92117). View neighborhood stats →

About This Property

An absolute charmer from the moment you open the door to the dream backyard, this is the kind of home that instantly tugs on your heart and makes you never want to leave. Rather than following passing design trends, this home has been thoughtfully upgraded with timeless choices, quality finishes, and craftsmanship that truly stand apart. Some of the standout upgrades include a fully owned solar system, 40-amp smart EV charger, motorized patio roof, water softener and filtration systems, smart programmable lighting throughout, high-end appliances, newer HVAC, newer roof, newer water heater, upgraded 200-amp electrical panel with subpanel, and freshly painted exterior and stucco privacy walls. All major systems and appliances mentioned have been updated in 2022 or newer. In an incredibly rare gesture, the owners are also including all appliances down to the Traeger smoker, and even the large set of garage tools with the home. The current floor plan offers 3 bedrooms plus a bonus space that expands the living area, while still providing the option to easily convert it back into a fourth bedroom if desired. Outside, the backyard feels like your own private garden retreat - beautifully low maintenance with installed turf, yet filled with mature fruit trees and vegetables ranging from peppers and tomatoes to a deliciously sweet nectarine tree. This is a home that has been deeply cared for, intelligently upgraded, and filled with a warmth and character today’s cookie-cutter renovations simply cannot replicate.

Mortgage Calculator

Est. Monthly Payment

$7,777

Principal & Interest$6,194
Property Tax$1,225
Insurance$357
%($245,000)
%

Location

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Investment Score

7D
Est. Monthly Rent
$4,249
Monthly Cashflow

Rent − PITIA

$-3,527
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,525

Mortgage (P+I)
$6,194
Cap Rate
0.66%
Cash-on-Cash
-27.06%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$11,425

NOI (Annual)
$8,027
Price-to-Rent

Lower = better for investors

24.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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