421 Tremont St
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421 Tremont St

D

Oceanside, CA 92054

$1,200,000
NEW — 4d

Beds

2

Baths

1

Sqft

784

Year Built

1946

Days on Market

4

Property Type

Single Family

HOA/mo

N/A

MLS ID

260011823SD

This property is in Oceanside (92054). View neighborhood stats →

About This Property

Incredible opportunity to purchase a home West of I-5 in Oceanside at this price point! Just a short walk, bike ride, or drive to the beach, restaurants, shops, and the revitalized Downtown area, which includes the Pier, amphitheater, and amazing events like the weekly Sunset Market and annual surf competitions. This beautifully maintained home has great curb appeal, lots of character, and classic coastal charm. Inside, the current floor plan features a light and bright living room, a spacious full kitchen, two bedrooms, and a bathroom in the hallway with a shower/tub combo. Set on a large lot, enjoy the potential to expand the main home, add another unit (buyer to verify), or create your dream coastal backyard. The separate detached garage is a rare find for this area. Separate laundry area behind and attached to the home. No HOA or Mello-Roos! Conveniently close to the train station, freeways, and public transit!

Mortgage Calculator

Est. Monthly Payment

$7,618

Principal & Interest$6,068
Property Tax$1,200
Insurance$350
%($240,000)
%

Location

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Investment Score

6D
Est. Monthly Rent
$4,092
Monthly Cashflow

Rent − PITIA

$-3,526
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,467

Mortgage (P+I)
$6,068
Cap Rate
0.60%
Cash-on-Cash
-27.34%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$11,192

NOI (Annual)
$7,210
Price-to-Rent

Lower = better for investors

24.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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