4161 Winona Avenue
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4161 Winona Avenue #4

B

San Diego, CA 92105

$299,000
NEW — 1d

Soft Appraisal Value: $296,100 · 1.0% above estimate

Beds

1

Baths

1

Sqft

540

Year Built

1980

Days on Market

1

Property Type

Condo

HOA/mo

$360

MLS ID

PTP2604034

This property is in San Diego (92105). View neighborhood stats →

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About This Property

Own in the heart of San Diego for less than you'd expect. This updated 1-bedroom, 1-bath ground-floor condo offers a fresh, move-in ready interior with new flooring, fresh paint, and a modern kitchen featuring new cabinets, gas stove, and built-in microwave. Located in a gated community with secure entry and assigned parking, the open layout brings in generous natural light throughout. Low HOA dues keep monthly costs manageable. Minutes from SDSU, downtown, North Park, and major freeways including I-805, I-15, and I-8 — with easy access to transit, shopping, and schools. An excellent opportunity for first-time buyers or investors looking for value in a central San Diego location.

Mortgage Calculator

Est. Monthly Payment

$2,258

Principal & Interest$1,512
Property Tax$299
Insurance$87
HOA$360
%($59,800)
%

Location

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Investment Score

57B
Est. Monthly Rent
$1,816
Monthly Cashflow

Rent − PITIA

$-442
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,109

Mortgage (P+I)
$1,512
Cap Rate
1.62%
Cash-on-Cash
-22.25%
DSCR

Need ≥ 1.25 for DSCR loan

0.80
Break-even Rent
$3,256

NOI (Annual)
$4,838
Price-to-Rent

Lower = better for investors

13.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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