4085 48th
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4085 48th #5

A

San Diego, CA 92105

$299,999

Soft Appraisal Value: $300,300 · 0.1% below estimate

Beds

1

Baths

1

Sqft

558

Year Built

1980

Days on Market

48

Property Type

Condo

HOA/mo

$300

MLS ID

260012420SD

This property is in San Diego (92105). View neighborhood stats →

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About This Property

Welcome to this charming and move-in ready condo located in the heart of San Diego. This beautifully upgraded 1-bedroom, 1-bath home offers a comfortable and functional layout with modern touches throughout, creating a warm and inviting space that’s perfect for everyday living. Inside, you’ll find tasteful updates, a bright interior with natural light, and a well-maintained living space designed for convenience and comfort. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this condo provides low-maintenance living in a centrally located community. Situated in the vibrant City Heights area, the neighborhood offers easy access to shopping, restaurants, parks, public transportation, and major freeways, making commuting throughout San Diego simple and convenient. Residents enjoy the area’s diverse local culture, nearby entertainment, and close proximity to beaches, downtown San Diego, and popular surrounding neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$2,204

Principal & Interest$1,517
Property Tax$300
Insurance$87
HOA$300
%($60,000)
%

Location

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Investment Score

56B
Est. Monthly Rent
$1,720
Monthly Cashflow

Rent − PITIA

$-484
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,130

Mortgage (P+I)
$1,517
Cap Rate
1.55%
Cash-on-Cash
-22.59%
DSCR

Need ≥ 1.25 for DSCR loan

0.78
Break-even Rent
$3,187

NOI (Annual)
$4,649
Price-to-Rent

Lower = better for investors

14.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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