4085 48th
1 / 11

4085 48th #5

B

San Diego, CA 92105

$324,999
NEW — 0d

Soft Appraisal Value: $322,400 · 0.8% above estimate

Beds

1

Baths

1

Sqft

558

Year Built

1980

Days on Market

0

Property Type

Condo

HOA/mo

$300

MLS ID

260012420SD

This property is in San Diego (92105). View neighborhood stats →

About This Property

Welcome to this charming and move-in ready condo located in the heart of San Diego. This beautifully upgraded 1-bedroom, 1-bath home offers a comfortable and functional layout with modern touches throughout, creating a warm and inviting space that’s perfect for everyday living. Inside, you’ll find tasteful updates, a bright interior with natural light, and a well-maintained living space designed for convenience and comfort. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this condo provides low-maintenance living in a centrally located community. Situated in the vibrant City Heights area, the neighborhood offers easy access to shopping, restaurants, parks, public transportation, and major freeways, making commuting throughout San Diego simple and convenient. Residents enjoy the area’s diverse local culture, nearby entertainment, and close proximity to beaches, downtown San Diego, and popular surrounding neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$2,363

Principal & Interest$1,643
Property Tax$325
Insurance$95
HOA$300
%($65,000)
%

Location

Loading map...

Investment Score

53B
Est. Monthly Rent
$1,793
Monthly Cashflow

Rent − PITIA

$-570
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,254

Mortgage (P+I)
$1,643
Cap Rate
1.44%
Cash-on-Cash
-23.14%
DSCR

Need ≥ 1.25 for DSCR loan

0.76
Break-even Rent
$3,421

NOI (Annual)
$4,677
Price-to-Rent

Lower = better for investors

15.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator