4141 Whittier Street
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4141 Whittier Street

D

San Diego, CA 92107

$1,650,000

Soft Appraisal Value: $1,616,100 · 2.1% above estimate

Beds

3

Baths

2

Sqft

1,844

Year Built

1970

Days on Market

224

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2506569

This property is in San Diego (92107). View neighborhood stats →

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About This Property

Tenant now seeking to move making this property available for owner occupancy. Prime location with ADU potential and long-term upside. This elegant 3Bd/2Ba Coastal Retreat with Backyard & Garage in Ocean Beach may be just the property you are looking for! This charming home blends classic details with modern comfort just minutes from the sand, Sunset Cliffs & Newport Ave. Features include hardwood floors, open living room with fireplace and beautiful high tray ceilings, dual pane windows, designer light fixtures, stainless steel appliances & wrought-iron accents. Two bedrooms downstairs, and an office/den with direct access to the spacious backyard, while the full-floor master suite upstairs provides a private escape with fireplace, walk-in closet & spa-style bath with jet tub. Rare for OB, the home also includes a big backyard, oversized garage & a driveway perfect for off-street parking. Enjoy the best of beach living with shops, dining, and the ocean just steps or a short drive away! Zoned R-4; potential for up to 4 units (buyer to verify with city).

Mortgage Calculator

Est. Monthly Payment

$10,475

Principal & Interest$8,343
Property Tax$1,650
Insurance$481
%($330,000)
%

Location

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Investment Score

3D
Est. Monthly Rent
$6,296
Monthly Cashflow

Rent − PITIA

$-4,178
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,001

Mortgage (P+I)
$8,343
Cap Rate
0.98%
Cash-on-Cash
-25.46%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.60
Break-even Rent
$15,389

NOI (Annual)
$16,103
Price-to-Rent

Lower = better for investors

21.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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