5710 Ferber St
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5710 Ferber St

Atop 10%

San Diego, CA 92122

$699,000
STR: check · no permits in this complex · TOT 12.75%

4 licensed short-term rentals within ½ mile (1 whole home), from the cities' license and permit lists of Nov 10, 2026.

No unit in this 52-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$2,484/mo full cashflow at 20% down, 7.43% rate.

Works at $375,471 (46% under asking), or at 72% down.

Rent $4,465/mo from 13 leases of 3-bed condos & townhomes within 2 mi ($3,798–$4,287).

Beds

3

Baths

1.5

Sqft

1,273

Year Built

1963

Days on Market

45

Property Type

Townhouse

HOA/mo

$553.79

MLS ID

260023463SD

This property is in San Diego (92122). View neighborhood stats →

Virtual Tour

About This Property

Rare opportunity to get into the highly desired Pennant Village. This spacious home boasts Hardwood and tile floors, Granite Counters, a Spa tub for complete relaxation, washer dryer hook ups and one of the few units with a garage. If that is not enough, step out onto the huge outside balcony with treelined sky views for ever. Pennant village offers Pickleball / tennis courts, basketball hoop, playground, sparkling pool and spa, clubhouse/ Rec room and more. You just have to go see for yourself. Two car garage shared with another owner, each has one space. Meternet to pay for water All information contained in this listing is believed to be accurate. Buyer and agents should verify all during their investigation of the property.

Mortgage Calculator

Est. Monthly Payment

$5,340

Principal & Interest$3,883
Property Tax$699
Insurance$204
HOA$554
%($139,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Curie Elementary · grades K-5 · San Diego Unified

  • Middle

    Standley Middle · grades 6-8 · San Diego Unified

  • High

    University City High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

55A
Est. Monthly Rent
$4,465

13 leases of 3-bed condos & townhomes within 2 mi · $3,798–$4,287

Blended 50/50 with the zip's market median ($4,734)

Monthly Cashflow

Rent − PITIA

-$875
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,484

What would make this work?

$2,484/mo short at 20% down; 72% down or +$3,227/mo rent closes it.

Break-even price

46% under asking

$375,471
Break-even rent

$3,227/mo above the estimate

$7,692/mo
Cashflow at 35% down
−$1,756/mo
Down payment to break even

$503,280 cash

72%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,883
Cap Rate
2.78%
Cash-on-Cash
-21.33%
DSCR

Need ≥ 1.25 for DSCR loan

0.84

NOI (Annual)
$19,464
Price-to-Rent

Lower = better for investors

13.0

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$2,484/mo