407 Camino Hermoso
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407 Camino Hermoso

C

San Marcos, CA 92078

$1,030,000
NEW — 0d

Soft Appraisal Value: $1,011,000 · 1.9% above estimate

Beds

3

Baths

3

Sqft

2,259

Year Built

2003

Days on Market

0

Property Type

Single Family

HOA/mo

$170

MLS ID

NDP2605661

This property is in San Marcos (92078). View neighborhood stats →

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About This Property

Good opportunity to own a stunning 3-bedroom, 3-bath home in the highly sought-after gated community of Belleza in San Marcos. Bright and inviting, this residence features a spacious open-concept floor plan filled with natural light, complemented by brand-new luxury vinyl flooring throughout, fresh interior paint, a new primary bathroom vanity, and a new kitchen stove. The main level offers a bedroom or home office and a full bath, providing flexibility for guests, multigenerational living, or remote work. Upstairs, the expansive primary suite serves as a private retreat, featuring a soaking tub, walk-in shower, and generous walk-in closet in the master bath. Additional highlights include dual garages, offering ample parking and storage space. Step outside to your private backyard, perfect for entertaining, outdoor dining, or simply relaxing. Residents also enjoy access to Belleza's private community park. With a low HOA, this home provides exceptional value and easy living. Ideally located near top-rated San Marcos Unified schools, Palomar College, and California State University San Marcos. The SPRINTER light rail station is within walking distance, while convenient access to SR-78 and I-15 makes commuting easy. Combining comfort, convenience, and an exceptional location, this home offers the best of North County living. Don't miss this incredible opportunity!

Mortgage Calculator

Est. Monthly Payment

$6,709

Principal & Interest$5,208
Property Tax$1,030
Insurance$300
HOA$170
%($206,000)
%

Location

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Investment Score

29D
Est. Monthly Rent
$4,824
Monthly Cashflow

Rent − PITIA

$-1,884
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,852

Mortgage (P+I)
$5,208
Cap Rate
1.58%
Cash-on-Cash
-22.44%
DSCR

Need ≥ 1.25 for DSCR loan

0.72
Break-even Rent
$9,827

NOI (Annual)
$16,274
Price-to-Rent

Lower = better for investors

17.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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