4060 Huerfano Ave
1 / 19

4060 Huerfano Ave #325

B

San Diego, CA 92117

$399,900
NEW — 4d

Beds

1

Baths

1

Sqft

671

Year Built

1972

Days on Market

4

Property Type

Condo

HOA/mo

$660.35

MLS ID

260016615SD

This property is in San Diego (92117). View neighborhood stats →

About This Property

Corner, Top-Floor Loft in Bay Ho — Vaulted Ceilings, Balcony, Zero Neighbors Above, Only One Neighbor Next Door. Rare 2-story loft in the desirable Bay Ho Condominium complex, tucked in the hills above Mission Bay. Top floor. No one is stomping around overhead. Just quiet. Downstairs is where you'll actually live: an open-concept living room, kitchen, and dining area that flows together instead of fighting each other. Step out to your private balcony for morning coffee or evening breeze with peek-a-boo views of Bay — this is San Diego, after all. Head up the stairs, and the vaulted ceilings kick in. Complex amenities include a pool, spa, and BBQ area — the kind of extras that make weekends easier. Location is the real unlock here: minutes to Mission Bay, a quick walk to the Balboa Ave Trolley Station (one stop to UCSD, UTC, shops, and restaurants), and easy freeway access whether you're headed to the beach or downtown. Bay Ho is the smart alternative to the coastal-premium neighborhoods — same proximity to the water, without paying La Jolla prices. If you want space, privacy, and a fantastic floor plan, this is it.

Mortgage Calculator

Est. Monthly Payment

$3,199

Principal & Interest$2,022
Property Tax$400
Insurance$117
HOA$660
%($79,980)
%

Location

Loading map...

Investment Score

40C
Est. Monthly Rent
$2,296
Monthly Cashflow

Rent − PITIA

$-903
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,765

Mortgage (P+I)
$2,022
Cap Rate
0.77%
Cash-on-Cash
-26.48%
DSCR

Need ≥ 1.25 for DSCR loan

0.72
Break-even Rent
$4,588

NOI (Annual)
$3,089
Price-to-Rent

Lower = better for investors

14.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator