4041 Oakcrest Dr
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4041 Oakcrest Dr #408

B

San Diego, CA 92105

$344,000

Soft Appraisal Value: $361,000 · 4.7% below estimate

Beds

2

Baths

2

Sqft

900

Year Built

1981

Days on Market

91

Property Type

Condo

HOA/mo

$706

MLS ID

260008643SD

This property is in San Diego (92105). View neighborhood stats →

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About This Property

VA approved building! Top-floor corner unit with west-facing views in one of Oak Park’s best-kept pockets. On clear days, enjoy a rare glimpse of the ocean—an exceptional find at this price point. This 2-bedroom, 2-bath layout offers ideal separation of space for comfortable living. The kitchen features stone countertops and ample cabinetry, opening to a bright living area with updated laminate flooring throughout. In-unit washer and dryer add everyday convenience, while the private balcony is perfect for sunset views and coastal breezes. Located near Chollas Lake Park and Golf Course, this home offers easy access to walking trails, open green space, and a relaxed neighborhood setting. Convenient freeway access keeps everything within reach. VA approved complex adds additional flexibility for buyers. A rare opportunity to own a top-floor unit with views, privacy, and lifestyle in a central San Diego location.

Mortgage Calculator

Est. Monthly Payment

$2,890

Principal & Interest$1,739
Property Tax$344
Insurance$100
HOA$706
%($68,800)
%

Location

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Investment Score

45B
Est. Monthly Rent
$2,236
Monthly Cashflow

Rent − PITIA

$-653
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,454

Mortgage (P+I)
$1,739
Cap Rate
0.99%
Cash-on-Cash
-25.37%
DSCR

Need ≥ 1.25 for DSCR loan

0.77
Break-even Rent
$4,125

NOI (Annual)
$3,421
Price-to-Rent

Lower = better for investors

12.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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