401 N Coast Hwy
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401 N Coast Hwy #308

D

Oceanside, CA 92054

$1,090,000
NEW — 2d

Soft Appraisal Value: $1,059,500 · 2.9% above estimate

Beds

2

Baths

2.5

Sqft

1,400

Year Built

2008

Days on Market

2

Property Type

Condo

HOA/mo

$764

MLS ID

260012856SD

This property is in Oceanside (92054). View neighborhood stats →

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About This Property

Live the dream west of the 101 in Oceanside’s vibrant beach district. This fully furnished, multi-level residence epitomizes coastal living. Just blocks from the beach, award-winning restaurants, charming cafes, and the iconic Oceanside Pier, this home offers a lifestyle of unmatched convenience and luxury. The showstopping private rooftop deck is a true standout and one of a kind in the community. The panoramic views of the Pacific and the downtown skyline are nothing short of breathtaking, perfect for hosting, catching the sunset, or enjoying a quiet moment with the ocean breeze. Inside, the open-concept main level features an updated kitchen with custom cabinetry, granite countertops, and modern finishes that seamlessly flow into the dining and living spaces. Retreat upstairs to two serene bedrooms, each boasting its own ensuite bath. The primary suite is a true standout, offering a versatile flex space that’s perfect for a bright home office or a cozy reading nook. Located in the desirable ViewPointe Community, residents enjoy secure lobbies, gated underground parking, elevator access, beach and bike storage, a sauna, and shower amenities. Moments from the beach, Farmers Market, Star Theatre, and the Amtrak-Coaster station, this home blends modern convenience, timeless style, and a premier location, perfect as a full-time residence or a luxe retreat. This isn't just a home, it's your front-row seat to the best of Oceanside.

Mortgage Calculator

Est. Monthly Payment

$7,684

Principal & Interest$5,512
Property Tax$1,090
Insurance$318
HOA$764
%($218,000)
%

Location

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Investment Score

3D
Est. Monthly Rent
$4,318
Monthly Cashflow

Rent − PITIA

$-3,366
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,267

Mortgage (P+I)
$5,512
Cap Rate
0.27%
Cash-on-Cash
-28.99%
DSCR

Need ≥ 1.25 for DSCR loan

0.56
Break-even Rent
$11,158

NOI (Annual)
$2,934
Price-to-Rent

Lower = better for investors

21.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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