3901 Haines
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3901 Haines

D

San Diego, CA 92109

$3,350,000

Soft Appraisal Value: $3,286,300 · 1.9% above estimate

Beds

5

Baths

5

Sqft

2,207

Year Built

2026

Days on Market

83

Property Type

Triplex

HOA/mo

N/A

MLS ID

NDP2601603

This property is in San Diego (92109). View neighborhood stats →

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About This Property

3901 is one of three newly constructed residences within the Crown Point Coastal Collection, a distinct detached coastal offering just 2 ½ blocks from Sail Bay. Designed with exceptional flexibility, the residence includes a fully separate 2-bedroom, 2-bath ADU and a permitted 1-bedroom, 1-bath Sleeping Unit per approved plans. This layout creates three private living environments within one detached structure -ideal for multigenerational living, private guest quarters or additional residential space tailored to the owner's needs. The elevated 2 bedroom, 2-bath primary level is filled with natural light and opens seamlessly to a private Outdoor Living Terrace and Rooftop Terrace with panoramic views—an indoor-outdoor experience designed for relaxed coastal living and effortless entertaining. Eleven-foot ceilings in the main living areas and nine-foot ceilings below enhance the home’s sense of scale and comfort. Bertazzoni appliances, tile flooring throughout, solid-core doors, clerestory windows, paid solar with Tesla Powerwall, and energy-efficient ductless mini-split climate control reflect the home’s elevated yet practical design. Built by Duncan Custom Homes, architecturally designed by Scot Frontis, AIA, with interiors by Sol Quintana Design, this home pairs thoughtful craftsmanship with the ease of refined beachside living. No HOA. Shared parking and pedestrian access agreement in place. Property taxes will be reassessed upon transfer of ownership. Also available: 3903 Haines MLS# NDP2601613 and 3905 Haines MLS# NDP2601580.

Mortgage Calculator

Est. Monthly Payment

$21,267

Principal & Interest$16,939
Property Tax$3,350
Insurance$977
%($670,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$6,567
Monthly Cashflow

Rent − PITIA

$-14,699
Full Cashflow

Incl. vacancy, PM, maint, capex

$-19,001

Mortgage (P+I)
$16,939
Cap Rate
-0.74%
Cash-on-Cash
-34.03%
DSCR

Need ≥ 1.25 for DSCR loan

0.31
Break-even Rent
$31,244

NOI (Annual)
$-24,745
Price-to-Rent

Lower = better for investors

42.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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