3839 Vista Campana S 8
Atop 10%Oceanside, CA 92057Neighborhood: Oceana
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$1,115/mo full cashflow at 20% down, 7.36% rate.
Works at $253,032 (37% under asking), or at 61% down.
Rent $3,209/mo from 17 leases of 1–3 bed houses within 2 mi ($2,992–$3,532).
Beds
2
Baths
2
Sqft
994
Year Built
1970
Days on Market
1
Property Type
Single Family
HOA/mo
$537
MLS ID
NDP2610255
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
Welcome to a remarkably peaceful, private end-unit home in Oceana, tucked at the end of a quiet cul-de-sac just four miles from the coast. What truly sets this property apart is its setting: flower beds, mature greenery, and an expansive lawn and greenbelt right outside create a wonderfully secluded feel. Three large sliding glass doors bring in abundant natural light and create an easy indoor-outdoor connection to two private patios, offering lovely places to relax and enjoy the Southern California climate. Inside, beautiful light-toned luxury vinyl plank flooring and carefully maintained, updated interiors make this a comfortable, move-in-ready space. The two bedrooms are thoughtfully positioned at opposite ends of the home for added privacy, with only a single shared wall in the living room and no shared bedroom walls. The spacious primary bedroom opens directly to the garden, while the second bedroom is ideal for guests, an office, or hobby space. The bathroom features a standard tub/shower combination, and the layout makes it easy to create a walk-in shower or add a second full bathroom off the primary suite. Everyday conveniences include a full-sized single garage with a hobby sink and an included washer and dryer. Oceana is an established 55+ community. The HOA and land lease fees include access to pools, clubhouse facilities, activities, and extensive landscaped grounds, conveniently located near shopping, restaurants, and the coast. Quiet, green, private, and just four miles from the ocean—a particularly special setting.
Mortgage Calculator
Est. Monthly Payment
$3,254
Location
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Zoned Schools
Elementary
Pablo Tac School of the Arts · grades K-5 · Oceanside Unified
Middle
Martin Luther King Jr. Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,209
Comp Average
$3,182
3631 Brandywine Street
2bd / 1.5ba · 1,050 sqft · Single Family
$413K
Est. $3,354/mo

3521 Pear Blossom Drive
2bd / 2ba · 1,046 sqft · Single Family
$363K
Est. $3,025/mo

3760 Vista Campana
2bd / 2ba · 994 sqft · Single Family
$419K
Est. $3,218/mo
3572 Bartlett Avenue
2bd / 1.5ba · 1,046 sqft · Single Family
$445K
Est. $3,297/mo
3839 Vista Campana
2bd / 1.5ba · 994 sqft · Single Family
$430K
Est. $3,017/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
17 leases of 1–3 bed houses within 2 mi · $2,992–$3,532
Blended 50/50 with the zip's market median ($3,150)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,115/mo short at 20% down; 61% down or +$1,448/mo rent closes it.
- Break-even price
- $253,032
- Break-even rent
- $4,657/mo
- Cashflow at 35% down
- −$702/mo
- Down payment to break even
- 61%
- Rate to break even
- 1.40%
37% under asking
$1,448/mo above the estimate
$243,390 cash
at 20% down
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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