3521 Pear Blossom Drive
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3521 Pear Blossom Drive

Atop 10%

Oceanside, CA 92057Neighborhood: Oceana

$362,500
NEW — 0d
STR closed · inland Oceanside

0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 4, 2026.

Pass at asking: -$800/mo full cashflow at 20% down, 7.49% rate.

Works at $258,839 (29% under asking), or at 52% down.

Rent $3,287/mo from 13 leases of 1–3 bed houses within 2 mi ($3,224–$3,674).

Beds

2

Baths

2

Sqft

1,046

Year Built

1973

Days on Market

0

Property Type

Single Family

HOA/mo

$535

MLS ID

NDP2610013

This property is in Oceanside (92057). Browse neighborhood analytics →

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About This Property

Enjoy the best of relaxed coastal living in this charming single-story home located in Oceanside’s desirable Oceana 55+ community. Offering the convenience of one-level living and a thoughtfully designed layout, this inviting two-bedroom, two-bath residence combines comfort, functionality, and a welcoming community lifestyle. Inside, you’ll find durable luxury vinyl plank flooring, dual-pane windows, and air conditioning for year-round comfort. Natural light fills the home throughout the day, creating a bright and cheerful atmosphere. Step outside to your own quaint, private patio—an ideal spot to enjoy your morning coffee or unwind in the coastal breeze. A two-car attached garage provides convenient parking and additional storage, while the included washer and dryer add everyday ease. Just a short walk to the community clubhouse and amenities, residents can enjoy a wonderful array of recreational opportunities, including a community pool, clubhouse, meeting and recreation rooms, and beautifully maintained grounds. Even better, HOA dues include water, sewer, and trash, adding value and convenience. Whether you're looking to simplify your lifestyle, enjoy an active community, or embrace the relaxed Oceanside coastal atmosphere, this home offers a wonderful opportunity to enjoy comfortable, easy living in one of North County’s welcoming 55+ communities!

Mortgage Calculator

Est. Monthly Payment

$3,029

Principal & Interest$2,026
Property Tax$363
Insurance$106
HOA$535
%($72,500)
%
Loan Term

Location

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Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

79A
Est. Monthly Rent
$3,287

13 leases of 1–3 bed houses within 2 mi · $3,224–$3,674

Blended 50/50 with the zip's market median ($3,150)

Monthly Cashflow

Rent − PITIA

+$258
Full Cashflow

Incl. vacancy, PM, maint, capex

-$800

What would make this work?

$800/mo short at 20% down; 52% down or +$1,039/mo rent closes it.

Break-even price

29% under asking

$258,839
Break-even rent

$1,039/mo above the estimate

$4,326/mo
Cashflow at 35% down
−$421/mo
Down payment to break even

$188,500 cash

52%
Rate to break even

at 20% down

3.02%

Mortgage (P+I)
$2,026
Cap Rate
4.60%
Cash-on-Cash
-13.25%
DSCR

Need ≥ 1.25 for DSCR loan

1.09

NOI (Annual)
$16,677
Price-to-Rent

Lower = better for investors

9.2

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$800/mo