3833 Winona
Btop 30%San Diego, CA 92105
One license per person in San Diego: whether you can hold it depends on you, not only the home.
16 licensed short-term rentals within ½ mile (11 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$2,857/mo full cashflow at 20% down, 7.36% rate.
Works at $355,109 (51% under asking), or at 77% down.
Rent $3,525/mo from 11 leases of 2–4 bed houses within 1 mi ($3,066–$3,815).
Beds
3
Baths
2
Sqft
1,222
Year Built
1939
Days on Market
0
Property Type
Single Family
HOA/mo
N/A
MLS ID
260026976SD
This property is in San Diego (92105). View neighborhood stats →
About This Property
Great opportunity for investors or buyers looking for additional living space and future potential! Situated on a spacious 6,678 sq. ft. lot, this property features a 3-bedroom, 2-bathroom main home with approximately 1,222 sq. ft. of living space, plus an existing garage conversion with an additional bedroom, bathroom, and kitchen. The long driveway offers ample parking and access toward the backyard. With a generous lot and flexible living arrangements, this property offers plenty of possibilities for renovation, extended family, or potential rental use, subject to verification and applicable approvals. The property is being sold as-is. Bring your vision and explore the potential!
Mortgage Calculator
Est. Monthly Payment
$4,964
Location
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Zoned Schools
Elementary
Marshall Elementary · grades PK-5 · San Diego Unified
Middle
Mann Middle · grades 6-8 · San Diego Unified
High
Crawford High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Renovation math
Flagged Light Value-Add from the listing remarks — “sold as-is”, “bring your vision”, “as-is”.
- Asking now
- $729K
- Worth finished
- $697K
- Already above finished value
- −$32,281
$597/sqft
$570/sqft × 1,222 sqft
$26/sqft over
Comparable finished homes nearby suggest this is worth about $697K — below the asking price. A renovation here has to be funded out of the purchase, not the spread.
Rent once renovated
- Rent at par
- $3,278/mo
- Cashflow at that rent
- −$3,047/mo
$2.68/sqft × 1,222 sqft, median of 5 comps
cap rate 1.87%, DSCR 0.66
Heads up: the rent estimate elsewhere on this page ($3,525/mo) is above what comparable finished homes here support. A home that needs work does not out-rent them, so treat $3,278/mo as the ceiling.
Buying at asking and achieving par rent, excluding the renovation spend itself. We don't publish a current-condition rent: no listing remark says how much work a home needs, and mid-renovation it earns nothing.
Based on 5 comparable homes of the same property type and size currently listed nearby — asking prices and modelled rents, not closed sales. A contractor's scope, not this page, decides what a renovation actually costs.
Comparable Properties
5 comps foundThis Property
$3,525
Comp Average
$3,420
3139 Winlow Street
3bd / 2ba · 1,386 sqft · Single Family
$680K
Est. $3,648/mo
4202 43rd Street
3bd / 1ba · 1,327 sqft · Single Family
$690K
Est. $3,560/mo
4459 Redwood Street
3bd / 1ba · 1,226 sqft · Single Family
$699K
Est. $3,535/mo
5474 Streamview Dr
4bd / 2ba · 1,116 sqft · Single Family
$700K
Est. $3,310/mo
4788 Auburn Dr
2bd / 2ba · 1,209 sqft · Single Family
$690K
Est. $3,049/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
11 leases of 2–4 bed houses within 1 mi · $3,066–$3,815
Blended 50/50 with the zip's market median ($3,671)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,857/mo short at 20% down; 77% down or +$3,711/mo rent closes it.
- Break-even price
- $355,109
- Break-even rent
- $7,236/mo
- Cashflow at 35% down
- −$2,103/mo
- Down payment to break even
- 77%
- Rate to break even
- Not reachable
51% under asking
$3,711/mo above the estimate
$561,330 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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