382 Naples Street
Atop 10%Chula Vista, CA 91911
Pass at asking: -$2,605/mo full cashflow at 20% down, 7.43% rate.
Works at $439,856 (44% under asking), or at 69% down.
Rent $4,387/mo from 12 leases of 3–5 bed houses within 2 mi ($4,065–$4,490).
Beds
4
Baths
2
Sqft
1,874
Year Built
1952
Days on Market
0
Property Type
Single Family
HOA/mo
N/A
MLS ID
PTP2608274
This property is in Chula Vista (91911). Browse neighborhood analytics →
About This Property
Welcome to 382 Naples Street, a charming single-story residence situated on an expansive 10,252 sq. ft. lot in the heart of Chula Vista. Offering 4 bedrooms, 2 bathrooms, and approximately 1,874 sq. ft. of living space, this home combines comfort, functionality, and endless potential. From the moment you arrive, you'll appreciate the opportunity to enjoy spacious living in an established neighborhood known for its convenience and accessibility. The generous lot opens the door to endless possibilities, whether you envision outdoor entertaining, gardening, creating your dream backyard retreat, or exploring future expansion opportunities. Ideally located near schools, parks, shopping, dining, and commuter routes, this property offers the perfect balance of space and location, making it an exceptional opportunity for homeowners and investors alike.
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Est. Monthly Payment
$5,334
Location
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Comparable Properties
5 comps foundThis Property
$4,387
Comp Average
$4,121
177 Naples St
4bd / 2ba · 1,790 sqft · Single Family
$749K
Est. $4,151/mo
550 Mariposa
3bd / 2ba · 1,948 sqft · Single Family
$829K
Est. $4,356/mo
54 Tamarindo Way
4bd / 3ba · 1,870 sqft · Single Family
$899K
Est. $4,316/mo
1453 Nolan Court
3bd / 2ba · 1,788 sqft · Single Family
$849K
Est. $3,790/mo
420 Emerson Street
4bd / 2ba · 1,674 sqft · Single Family
$1000K
Est. $3,991/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
12 leases of 3–5 bed houses within 2 mi · $4,065–$4,490
Blended 50/50 with the zip's market median ($4,589)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,605/mo short at 20% down; 69% down or +$3,383/mo rent closes it.
- Break-even price
- $439,856
- Break-even rent
- $7,770/mo
- Cashflow at 35% down
- −$1,793/mo
- Down payment to break even
- 69%
- Rate to break even
- Not reachable
44% under asking
$3,383/mo above the estimate
$537,510 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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