550 Mariposa
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550 Mariposa

Btop 30%

Chula Vista, CA 91911

$829,000

Pass at asking: -$2,981/mo full cashflow at 20% down, 7.36% rate.

Works at $438,895 (47% under asking), or at 73% down.

Rent $4,356/mo from 8 leases of 2–4 bed houses within 1 mi ($4,127–$4,724).

Beds

3

Baths

2

Sqft

1,948

Year Built

1969

Days on Market

46

Property Type

Single Family

HOA/mo

N/A

MLS ID

260023584SD

This property is in Chula Vista (91911). Browse neighborhood analytics →

About This Property

Discover your dream home in this bright and spacious single-level residence located in a popular and convenient neighborhood. Enjoy the freedom of no HOA or Mello Roos fees! The inviting living room features a cozy brick fireplace, while the large family room boasts built-in cabinets and a pass-through to the kitchen. The kitchen is equipped with a new sink and faucet, and both the kitchen and dining room showcase beautiful wood floors with sliding doors leading to the side yard. The primary bedroom is generously sized with vaulted ceilings, a sliding door to a covered patio, a walk-in closet, and an upgraded tile primary shower. The property also includes a large landscaped lot with a covered patio and auto sprinklers. For your convenience, there is a 2-car attached garage with additional driveway parking. Don’t miss the opportunity to make this stunning home yours!

Mortgage Calculator

Est. Monthly Payment

$5,645

Principal & Interest$4,574
Property Tax$829
Insurance$242
%($165,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Rogers (Greg) Elementary · grades PK-6 · Chula Vista Elementary

  • Middle

    Hilltop Middle · grades 7-8 · Sweetwater Union High

  • High

    Hilltop Senior High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

48B
Est. Monthly Rent
$4,356

8 leases of 2–4 bed houses within 1 mi · $4,127–$4,724

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,289
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,981

What would make this work?

$2,981/mo short at 20% down; 73% down or +$3,872/mo rent closes it.

Break-even price

47% under asking

$438,895
Break-even rent

$3,872/mo above the estimate

$8,228/mo
Cashflow at 35% down
−$2,124/mo
Down payment to break even

$605,170 cash

73%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,574
Cap Rate
2.62%
Cash-on-Cash
-21.58%
DSCR

Need ≥ 1.25 for DSCR loan

0.77

NOI (Annual)
$21,721
Price-to-Rent

Lower = better for investors

15.9

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,981/mo