177 Naples St
Atop 10%Chula Vista, CA 91911
Pass at asking: -$2,629/mo full cashflow at 20% down, 7.43% rate.
Works at $436,657 (44% under asking), or at 69% down.
Rent $4,355/mo from 14 leases of 3–5 bed houses within 2 mi ($3,967–$4,359).
Beds
4
Baths
2
Sqft
1,790
Year Built
1954
Days on Market
0
Property Type
Single Family
HOA/mo
N/A
MLS ID
PTP2608251
This property is in Chula Vista (91911). Browse neighborhood analytics →
About This Property
4 Bedroom Single Level Home In Chula Vista On Nice Sized Level Lot. One Side Of The House Has Primary Bedroom And Bath And Kitchen And Three Bedrooms And Living Room On The Other. The Home Could Potentially Be Split Into 2 Separate Living Spaces. Home Has One Car Garage With Extra Large Circular Driveway For Multiple Vehicles. Nice Sized Backyard For Entertaining. Located Minutes From New Bay Area Development. Bring All Offers!
Mortgage Calculator
Est. Monthly Payment
$5,334
Location
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Zoned Schools
Elementary
Castle Park Elementary · grades K-6 · Chula Vista Elementary
Middle
Hilltop Middle · grades 7-8 · Sweetwater Union High
High
Hilltop Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,355
Comp Average
$4,208
63 L Chula
3bd / 2ba · 1,702 sqft · Single Family
$735K
Est. $4,338/mo
54 Tamarindo Way
4bd / 3ba · 1,870 sqft · Single Family
$899K
Est. $4,316/mo
962 Nacion Ave.
3bd / 2ba · 1,670 sqft · Single Family
$939K
Est. $4,136/mo
953 Maria Way
4bd / 2.5ba · 1,542 sqft · Single Family
$1000K
Est. $4,261/mo
420 Emerson Street
4bd / 2ba · 1,674 sqft · Single Family
$1000K
Est. $3,991/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
14 leases of 3–5 bed houses within 2 mi · $3,967–$4,359
Blended 50/50 with the zip's market median ($4,619)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,629/mo short at 20% down; 69% down or +$3,415/mo rent closes it.
- Break-even price
- $436,657
- Break-even rent
- $7,770/mo
- Cashflow at 35% down
- −$1,818/mo
- Down payment to break even
- 69%
- Rate to break even
- Not reachable
44% under asking
$3,415/mo above the estimate
$537,510 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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