3754 Gail
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3754 Gail

A

Oceanside, CA 92056

$599,999

Soft Appraisal Value: $594,200 · 1.0% above estimate

Beds

2

Baths

1

Sqft

827

Year Built

1974

Days on Market

12

Property Type

Single Family

HOA/mo

N/A

MLS ID

SW26116202

This property is in Oceanside (92056). View neighborhood stats →

About This Property

Welcome to this exceptional, move-in ready home nestled in the heart of Costa Serena, one of Oceanside's most sought-after 55+ communities in North County San Diego. Thoughtfully updated throughout, this charming 2-bedroom, 1-bathroom residence radiates genuine pride of ownership at every turn, offering the perfect blend of modern upgrades and comfortable living. Step inside and immediately appreciate the warm, inviting atmosphere created by an open-concept floor plan that allows natural light to pour through dual-pane windows into every corner of the home. The fully remodeled kitchen is truly the heart of this residence, designed for both everyday living and easy entertaining. It features stunning granite countertops, an extra-large center island with generous prep space, upgraded cabinetry with ample storage, and sleek stainless steel appliances — all tied together with durable, easy-care tile flooring that flows seamlessly into the open living area. Ceiling fans have been installed in every room, providing excellent airflow and a fresh, comfortable feel year-round throughout the home. This home has been meticulously improved from top to bottom. Recent upgrades include newer roof, air conditioning system, dual-pane windows, rain gutters and fascia boards, garage door and opener, and recently poured concrete driveway. To make this home truly turnkey, the refrigerator, washer, and dryer are all included — just move in and start living. The beautifully landscaped front yard is fully gated and creates wonderful curb appeal and a welcoming first impression. Out back, you'll find a covered patio is perfect for morning coffee, afternoon relaxation, or casual outdoor dining in the shade. The yard is designed to be low maintenance, so you can spend your time enjoying it rather than maintaining it. A large utility shed provides excellent storage for tools, outdoor equipment, or hobby supplies. On the side yard, large, raised planters offer a wonderful opportunity to grow flowers, herbs, or vegetables. Costa Serena is one of the rare 55+ communities in Southern California that offers a peaceful, well-established neighborhood atmosphere with no HOA dues. Situated in the heart of North County San Diego, this home places you just minutes from everything Oceanside has to offer.

Mortgage Calculator

Est. Monthly Payment

$3,809

Principal & Interest$3,034
Property Tax$600
Insurance$175
%($120,000)
%

Location

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Investment Score

45B
Est. Monthly Rent
$2,703
Monthly Cashflow

Rent − PITIA

$-1,106
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,228

Mortgage (P+I)
$3,034
Cap Rate
1.61%
Cash-on-Cash
-22.28%
DSCR

Need ≥ 1.25 for DSCR loan

0.71
Break-even Rent
$5,596

NOI (Annual)
$9,676
Price-to-Rent

Lower = better for investors

18.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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