3239 Calle Osuna
Atop 10%Oceanside, CA 92056Neighborhood: Mira Costa
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 8, 2026.
Pass at asking: -$2,282/mo full cashflow at 20% down, 7.43% rate.
Works at $291,963 (50% under asking), or at 76% down.
Rent $2,912/mo from 19 leases of 1–3 bed houses within 2 mi ($2,640–$3,256).
Beds
2
Baths
1
Sqft
827
Year Built
1973
Days on Market
45
Property Type
Single Family
HOA/mo
N/A
MLS ID
NDP2608897
This property is in Oceanside (92056). View neighborhood stats →
About This Property
Nice Single Level Home 2 bedrooms, 1 bath, 827 sq ft, 1 attached garage with extra parking space! Tile flooring, Carpet bedrooms, Granite Counters, Douglas Shutters through out, Stainless Steel Appliances with up to date Washer and Dryer. Nice private backyard! Close to freeways, shopping, beaches! Ready to move in! PRICE REDUCTION
Mortgage Calculator
Est. Monthly Payment
$4,033
Location
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Zoned Schools
Elementary
Christa McAuliffe Elementary · grades K-5 · Oceanside Unified
Middle
Martin Luther King Jr. Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,912
Comp Average
$3,014
3701 North Way
2bd / 1ba · 827 sqft · Single Family
$549K
Est. $2,880/mo
3754 Gail
2bd / 1ba · 827 sqft · Single Family
$565K
Est. $2,879/mo
4519 Quailridge Dr
2bd / 1ba · 834 sqft · Single Family
$609K
Est. $3,124/mo
3658 Aqua Lane
2bd / 1ba · 827 sqft · Single Family
$599K
Est. $2,855/mo
5127 Mandarin Drive
2bd / 2ba · 977 sqft · Single Family
$699K
Est. $3,331/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
19 leases of 1–3 bed houses within 2 mi · $2,640–$3,256
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,282/mo short at 20% down; 76% down or +$2,963/mo rent closes it.
- Break-even price
- $291,963
- Break-even rent
- $5,875/mo
- Cashflow at 35% down
- −$1,668/mo
- Down payment to break even
- 76%
- Rate to break even
- Not reachable
50% under asking
$2,963/mo above the estimate
$447,640 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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