3730 Silverleaf Lane
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3730 Silverleaf Lane

Dbottom 20%

Vista, CA 92084

$2,100,000

Pass at asking: -$12,671/mo full cashflow at 20% down, 7.36% rate.

Works at $441,901 (79% under asking); even all cash loses money at asking.

Rent $4,386/mo from 9 leases of 2–4 bed houses in 92084 ($4,515–$5,094). Previously leased for $4,000.

Beds

3

Baths

3

Sqft

2,500

Year Built

1979

Days on Market

53

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2608811

This property is in Vista (92084). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome to Silvertree Ranch! Single level home with 3br's and an office on incredible 21.26 acres. Remodeled with main home and separate ADU! This stunning estate home is a dream come true! Custom kitchen with granite counter tops. Gorgeous master bath and Pella windows. Extending all along the north side of the home is a large deck with panoramic views. Relax outside in your tropical paradise with the sparkling pool, waterfalls, pond, deck and grassy area which afford many levels of entertainment. Be sure to notice the kids size playhouse which is certainly a favorite to all who know the ranch! Assorted fruit and nut trees. Currently used as an agricultural farm, this 21.26 acre estate has numerous possibilities as a horse ranch, or recreational vehicle playground. You are only limited by your imagination! Nestled in one of the magic valleys off of Gopher Canyon Rd, this 21.26 acre estate is located just 1.5 miles from I-15 which connects you to San Diego and the Inland Empire. This is a Protea Farm! It is actively run and is producing. You can continue with the Protea or you can grow something else that you have a a passion for. Irrigation is in place. Don't miss this incredible property! [NOTE adj 26.93 acres land listing at 1152 Tarek Terr (2 legal parcels) with mature Hass avocado grove irrrigated by a deep prolific well is also for sale.]

Mortgage Calculator

Est. Monthly Payment

$14,299

Principal & Interest$11,586
Property Tax$2,100
Insurance$612
%($420,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Bonsall Elementary · grades K-5 · Bonsall Unified

  • Middle

    Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified

  • High

    Bonsall High · grades 9-12 · Bonsall Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

0D
Est. Monthly Rent
$4,386

Previously leased for $4,000

9 leases of 2–4 bed houses in 92084 · $4,515–$5,094

A property-level estimate runs more than 25% above what comparable homes leased for ($4,719). Treat this rent with extra care.

Monthly Cashflow

Rent − PITIA

-$9,912
Full Cashflow

Incl. vacancy, PM, maint, capex

-$12,671

What would make this work?

$12,671/mo short at 20% down; +$16,456/mo rent closes it.

Break-even price

79% under asking

$441,901
Break-even rent

$16,456/mo above the estimate

$20,842/mo
Cashflow at 35% down
−$10,499/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$11,586
Cap Rate
-0.49%
Cash-on-Cash
-36.20%
DSCR

Need ≥ 1.25 for DSCR loan

0.31

NOI (Annual)
-$10,386
Price-to-Rent

Lower = better for investors

39.9

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$12,671/mo