
1931 Warmlands Avenue
Ctop 80%Vista, CA 92084
Pass at asking: -$6,184/mo full cashflow at 20% down, 7.36% rate.
Works at $489,859 (62% under asking), or at 90% down.
Rent $4,862/mo from 9 leases of houses within 2 mi, size-adjusted ($4,561–$5,410).
Beds
4
Baths
2.5
Sqft
2,442
Year Built
1990
Days on Market
119
Property Type
Single Family
HOA/mo
N/A
MLS ID
SR26155502
This property is in Vista (92084). Browse neighborhood analytics →
About This Property
This fully fenced secret garden property is located up a small street set-back from Warmlands Ave. As you step through the gate you are immediately transported into a 1/2 acre private paradise of shade trees, a large lawn, orchard, trellises, small vineyard, ivy archways, edible landscaping, and lush garden areas throughout. Enjoy the sustainability of nature's bounty, grow vegetables in the numerous garden boxes and new greenhouse, pick over 40 different varieties of fruit around the grove, and enjoy the abundance of the 10 varieties of trellaced berries. Entire property is fully irrigated for minimal maintenance. There are two ponds with fish & turtles connected by a small stream, a relaxing spa, and extensive new decking to enjoy morning coffee and sunsets with an ocean view in the distance. Indoors, you will be delighted by soaring two-story cathedral ceilings, natural light pouring in from the many accent windows and 4 skylights. Stunning modern architecture, 3 rooms with fireplaces, a sunroom, & high ceilings throughout most of the home. Kitchen overlooks the yard and features stone counters, shaker wood cabinetry, new oven/range, microwave, dishwasher, and built-in banquette. Step out to a brand new large Trex deck which includes a new metal patio cover with added retractable shades. Downstairs bedroom is converted to an office/playroom or room for guests. Newly remodeled laundry room features abundant storage. Upstairs features a huge primary suite with added sqft. to enjoy sunsets, lights and ocean views. En-suite bath with 2 sinks, walk-in shower and walk-in closet. Two additional bedrooms with vaulted ceilings with built-in window sitting areas, plus an additional full bath. Separate built-in work area in hall with panoramic ocean view. Property has newer roof, paid for solar, new exterior stucco, new HVAC ducting, level 2 EV charger, and new tankless water heater. The two car garage includes a large bonus space and sink, abundant built-in storage cabinets, and an extra storage closet. 4 additional parking spots along the driveway, and an RV parking area through gate at bottom of property. Primary bedroom was extended without permits. Tax Assr. states home is 2,208 sqft, previous owner listed square footage as 2,442 sqft. 2 car garage with tandem third space/bonus area.
Mortgage Calculator
Est. Monthly Payment
$8,845
Location
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Zoned Schools
Elementary
Monte Vista Elementary · grades K-5 · Vista Unified
Middle
Roosevelt Middle · grades 6-8 · Vista Unified
High
Vista High · grades 9-12 · Vista Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,862
Comp Average
$5,168
1906 Odell Circle
4bd / 2ba · 2,150 sqft · Single Family
$949K
Est. $4,467/mo

1596 Aldorado
4bd / 2.5ba · 2,709 sqft · Single Family
$1.20M
Est. $5,930/mo
1259 Grandview Road
4bd / 3.5ba · 2,714 sqft · Single Family
$1.19M
Est. $5,105/mo
3024 Gopher Canyon Rd
4bd / 3.5ba · 2,740 sqft · Single Family
$1.40M
Est. $5,947/mo
2125 Walnut Lane
4bd / 3ba · 2,762 sqft · Single Family
$1.25M
Est. $4,390/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of houses within 2 mi, size-adjusted · $4,561–$5,410
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$6,184/mo short at 20% down; 90% down or +$8,031/mo rent closes it.
- Break-even price
- $489,859
- Break-even rent
- $12,893/mo
- Cashflow at 35% down
- −$4,840/mo
- Down payment to break even
- 90%
- Rate to break even
- Not reachable
62% under asking
$8,031/mo above the estimate
$1,169,100 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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