3571 Ruffin Road
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3571 Ruffin Road #239

D

San Diego, CA 92123

$439,500

Soft Appraisal Value: $462,800 · 5.0% below estimate

Beds

2

Baths

2

Sqft

943

Year Built

1975

Days on Market

180

Property Type

Condo

HOA/mo

$599

MLS ID

PTP2507831

This property is in San Diego (92123). View neighborhood stats →

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About This Property

Rare two-bedroom, two-bath upscale executive condominium. Don’t underestimate the added value and practicality that a true second bedroom and bathroom bring — ideal for families or roommates. The second bathroom also enhances long-term value, making future resale or rental significantly easier. Bright, airy, and spacious, with abundant natural light, generous living areas, and beautiful mountain views. Enjoy a private balcony perfect for outdoor living and relaxation. A versatile property with exceptional potential as both a home and an investment. Centrally located near major hospitals and universities, in an area known for its excellent school systems. Conveniently walkable to restaurants, shops, and more.

Mortgage Calculator

Est. Monthly Payment

$3,389

Principal & Interest$2,222
Property Tax$440
Insurance$128
HOA$599
%($87,900)
%

Location

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Investment Score

3D
Est. Monthly Rent
$2,534
Monthly Cashflow

Rent − PITIA

$-855
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,804

Mortgage (P+I)
$2,222
Cap Rate
1.14%
Cash-on-Cash
-24.63%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.75
Break-even Rent
$4,877

NOI (Annual)
$5,021
Price-to-Rent

Lower = better for investors

14.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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