3571 Ruffin Road

3571 Ruffin Road

D

San Diego, CA 92123

$462,500

Beds

2

Baths

2

Sqft

943

Year Built

1975

Days on Market

139

Property Type

Condo

HOA/mo

$599

MLS ID

PTP2507831

Description

Rare two-bedroom, two-bath upscale executive condominium. Don’t underestimate the added value and practicality that a true second bedroom and bathroom bring — ideal for families or roommates. The second bathroom also enhances long-term value, making future resale or rental significantly easier. Bright, airy, and spacious, with abundant natural light, generous living areas, and beautiful mountain views. Enjoy a private balcony perfect for outdoor living and relaxation. A versatile property with exceptional potential as both a home and an investment. Centrally located near major hospitals and universities, in an area known for its excellent school systems. Conveniently walkable to restaurants, shops, and more.

Mortgage Calculator

Est. Monthly Payment

$3,535

Principal & Interest$2,339
Property Tax$463
Insurance$135
HOA$599
%($92,500)
%

Investment Score

9D
Est. Monthly Rent

Market Rent Estimate

$2,611
Monthly Cashflow

Rent − PITI − HOA

$-924
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,910

Mortgage (P+I)
$2,339
Cap Rate
1.11%
Cash-on-Cash
-11.99%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

1.12
Break-even Rent
$3,535

NOI (Annual)
$5,143
Price-to-Rent

Lower = better for investors

14.8

* Defaults: 20% down, 6.5% rate, 30yr.

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