3550 Ruffin Rd
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3550 Ruffin Rd #Unit 155

D

San Diego, CA 92123

$438,500

Beds

2

Baths

1

Sqft

792

Year Built

1973

Days on Market

88

Property Type

Condo

HOA/mo

$385

MLS ID

2601131SD

This property is in San Diego (92123). View neighborhood stats →

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About This Property

Welcome home to this inviting ground-floor condo that sits in the heart of the sought-after Serra Mesa community! Inside, you’ll find 2 bedrooms and 1 full bath with a bright, open layout designed for comfort and functionality. The spacious living and dining areas connect effortlessly to a well-appointed kitchen, making it easy to cook, relax, or entertain. Enjoy your morning coffee or unwind in the evening on your private balcony. This home also includes an assigned parking spot, plenty of storage, and access to a beautifully maintained complex. With its central location near major freeways, shopping, dining, parks, and schools, this condo offers a blend of convenience, charm, and everyday livability. Broker and Broker Agents do not represent or guarantee accuracy of the square footage, permitted or unpermitted space, bd/ba count, lot size/dimensions, schools, or other information concerning the conditions or features of the property. Buyer is advised to independently verify the accuracy of all information through personal inspection & w/ appropriate professionals to satisfy themselves.

Mortgage Calculator

Est. Monthly Payment

$3,169

Principal & Interest$2,217
Property Tax$439
Insurance$128
HOA$385
%($87,700)
%

Location

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Investment Score

8D
Est. Monthly Rent
$2,850
Monthly Cashflow

Rent − PITIA

$-319
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,340

Mortgage (P+I)
$2,217
Cap Rate
2.40%
Cash-on-Cash
-18.33%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.90
Break-even Rent
$4,590

NOI (Annual)
$10,531
Price-to-Rent

Lower = better for investors

12.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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