3550 Ruffin Rd San Diego

3550 Ruffin Rd San Diego

D

, CA 92123

$475,000

Beds

2

Baths

1

Sqft

792

Year Built

1973

Days on Market

47

Property Type

Condo

HOA/mo

$385

MLS ID

2601131SD

Description

VALUE RANGE OF $449,000-$475,000! Welcome home to this inviting ground-floor condo that sits in the heart of the sought-after Serra Mesa community! Inside, you’ll find 2 bedrooms and 1 full bath with a bright, open layout designed for comfort and functionality. The spacious living and dining areas connect effortlessly to a well-appointed kitchen, making it easy to cook, relax, or entertain. Enjoy your morning coffee or unwind in the evening on your private balcony. This home also includes an assigned parking spot, plenty of storage, and access to a beautifully maintained complex. With its central location near major freeways, shopping, dining, parks, and schools, this condo offers a blend of convenience, charm, and everyday livability. Broker and Broker Agents do not represent or guarantee accuracy of the square footage, permitted or unpermitted space, bd/ba count, lot size/dimensions, schools, or other information concerning the conditions or features of the property. Buyer is advised to independently verify the accuracy of all information through personal inspection & w/ appropriate professionals to satisfy themselves.

Mortgage Calculator

Est. Monthly Payment

$3,400

Principal & Interest$2,402
Property Tax$475
Insurance$139
HOA$385
%($95,000)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$1,233
Monthly Cashflow

Rent − PITI − HOA

$-2,168
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,847

Mortgage (P+I)
$2,402
Cap Rate
-1.13%
Cash-on-Cash
-27.38%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.51
Break-even Rent
$3,401

NOI (Annual)
$-5,345
Price-to-Rent

Lower = better for investors

32.1

* Defaults: 20% down, 6.5% rate, 30yr.

Get Expert AnalysisOpen Full Calculator