3583 Ruffin Rd

3583 Ruffin Rd #210

D

San Diego, CA 92123

$538,500
NEW — 3d on market

Soft Appraisal Value: $538,200 · 0.1% above estimate

Beds

3

Baths

2

Sqft

1,101

Year Built

1975

Days on Market

3

Property Type

Condo

HOA/mo

$625

MLS ID

260007193SD

Description

Light, bright & airy! This terrific top floor Serra Mesa condo features vaulted ceilings in the living room, a spacious master bedroom w/ a huge 3 door closet and upgraded shower doors in the master bath. There's also a nice wall AC unit in the living room for those warm Summer days. Upgrades include fresh paint, new carpet, newer 6 panel interior doors & updated light fixtures. The kitchen features an open concept & solid surface counter tops. There's even 2 assigned parking spots! Please see supplement for more. Welcome home! The complex amenities include a wonderful pool area complete with spa and kiddie pool, a rec room w/ a pool & ping pong table, BBQ area & a large fenced in dog run.

Mortgage Calculator

Est. Monthly Payment

$4,044

Principal & Interest$2,723
Property Tax$539
Insurance$157
HOA$625
%($107,700)
%

Investment Score

6D
Est. Monthly Rent
$3,451
Monthly Cashflow

Rent − PITI − HOA

$-592
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,835

Mortgage (P+I)
$2,723
Cap Rate
1.98%
Cash-on-Cash
-20.44%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.85
Break-even Rent
$5,834

NOI (Annual)
$10,656
Price-to-Rent

Lower = better for investors

13.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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