3550 Ruffin Road

3550 Ruffin Road #152

D

San Diego, CA 92123

$475,000
NEW — 0d on market

Beds

2

Baths

1

Sqft

792

Year Built

1973

Days on Market

0

Property Type

Condo

HOA/mo

$385

MLS ID

260008146SD

View on MLS

Description

Welcome to this beautifully maintained, move-in ready ground-floor condo in the heart of Serra Mesa. This charming 2-bedroom, 1-bathroom home features luxury vinyl plank flooring throughout, showcasing soft, modern tones that create a warm and inviting atmosphere in every room. Enjoy year-round comfort with a naturally cool interior, complemented by a newer A/C unit for those warmer San Diego days. Pride of ownership is evident throughout, as this home has been wonderfully cared for and thoughtfully maintained. Ideally located, you’ll love the convenience of being just minutes from Snapdragon Stadium, Costco, and all the dining, shopping, and entertainment options that Mission Valley has to offer. Whether you're a first-time buyer, downsizing, or looking for a great investment, this condo checks all the boxes for comfort, style, and location.

Mortgage Calculator

Est. Monthly Payment

$3,400

Principal & Interest$2,402
Property Tax$475
Insurance$139
HOA$385
%($95,000)
%

Investment Score

8D
Est. Monthly Rent
$3,010
Monthly Cashflow

Rent − PITIA

$-391
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,479

Mortgage (P+I)
$2,402
Cap Rate
2.33%
Cash-on-Cash
-18.68%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.89
Break-even Rent
$4,931

NOI (Annual)
$11,074
Price-to-Rent

Lower = better for investors

13.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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