3544 Bartlett Avenue
Atop 10%Oceanside, CA 92057Neighborhood: Oceana
1 licensed short-term rental within ½ mile (1 whole home), from the cities' license and permit lists of Nov 5, 2026.
Pass at asking: -$1,590/mo full cashflow at 20% down, 7.49% rate.
Works at $268,907 (43% under asking), or at 68% down.
Rent $3,323/mo from 12 leases of 1–3 bed houses within 2 mi ($3,185–$3,679).
Beds
2
Baths
2
Sqft
1,046
Year Built
1974
Days on Market
0
Property Type
Single Family
HOA/mo
$485
MLS ID
PTP2608195
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
COASTAL BREEZES, BEAUTIFUL VIEWS & A FRESH NEW LOOK—FHA AND VA WELCOME! Start your morning with coffee and a view from the one-of-a-kind tiled lanai, where original artwork and refreshing ocean breezes create a memorable setting to relax and unwind. Located in Oceana’s 55+ community, this beautifully updated home pairs distinctive character with modern finishes and an inviting open-concept layout designed for easy living and effortless entertaining. Fresh interior paint in designer-inspired colors and brand-new luxury vinyl plank flooring give the home a bright, cohesive feel. The stylish, skylit kitchen features quartz countertops, stainless steel appliances, and crisp white cabinetry with contrasting dark hardware. Two generously sized primary bedrooms offer comfort and privacy. The front primary suite’s bathroom features a widened entry and a walk-in shower. Additional features of this exceptional home include dual-pane windows, a newer roof, and a mini-split system for added comfort and peace of mind. Oceana’s beautifully maintained grounds, sparkling pool and spa, and welcoming clubhouse complete the coastal lifestyle. Discover your next chapter in this beautifully refreshed, affordable retreat.
Mortgage Calculator
Est. Monthly Payment
$3,752
Location
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Zoned Schools
Elementary
Pablo Tac School of the Arts · grades K-5 · Oceanside Unified
Middle
Martin Luther King Jr. Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,323
Comp Average
$3,256
3631 Brandywine Street
2bd / 1.5ba · 1,050 sqft · Single Family
$413K
Est. $3,354/mo
3585 Buffum Drive
2bd / 2ba · 1,046 sqft · Single Family
$405K
Est. $3,217/mo
3572 Bartlett Avenue
2bd / 1.5ba · 1,046 sqft · Single Family
$445K
Est. $3,262/mo
3548 Bartlett Avenue
2bd / 2ba · 1,046 sqft · Single Family
$489K
Est. $3,321/mo
1039 Plover Way
2bd / 2ba · 1,050 sqft · Single Family
$505K
Est. $3,124/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
12 leases of 1–3 bed houses within 2 mi · $3,185–$3,679
Blended 50/50 with the zip's market median ($3,150)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,590/mo short at 20% down; 68% down or +$2,065/mo rent closes it.
- Break-even price
- $268,907
- Break-even rent
- $5,388/mo
- Cashflow at 35% down
- −$1,092/mo
- Down payment to break even
- 68%
- Rate to break even
- 0.05%
43% under asking
$2,065/mo above the estimate
$322,932 cash
at 20% down
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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