3454 Thunder
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3454 Thunder

D

Oceanside, CA 92056

$449,000

Soft Appraisal Value: $447,200 · 0.4% above estimate

Beds

2

Baths

1

Sqft

866

Year Built

1974

Days on Market

51

Property Type

Condo

HOA/mo

$420

MLS ID

OC26032152

This property is in Oceanside (92056). View neighborhood stats →

About This Property

Back on market. Buyers could not perform. This is coastal living in beautiful Oceanside. This 2 bedroom, 1 bath condominium is a single level home with easy front door access on ground level. No one lives above or below you. Home has been remodeled with new LVP flooring, updated bathroom, newly added dual pane windows, updated HVAC unit and newer appliances. HOA pays for water, sewer, trash, termite and outside maintenance. One car detached garage with one dedicated open parking space. Laundry room is conveniently located to the home. This community is located in the highly desirable Carlsbad School District. Just minutes from shopping, dining and the beach. Also close by is Costco, Target, Trader Joes, Home Depot and the Tri-City Medical Center. Great opportunity for first time buyer, downsizing, military, or as a turn-key investment. VA approved community. This property was just appraised at $474,000.

Mortgage Calculator

Est. Monthly Payment

$3,270

Principal & Interest$2,270
Property Tax$449
Insurance$131
HOA$420
%($89,800)
%

Location

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Investment Score

5D
Est. Monthly Rent
$2,528
Monthly Cashflow

Rent − PITIA

$-742
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,698

Mortgage (P+I)
$2,270
Cap Rate
1.53%
Cash-on-Cash
-22.69%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.77
Break-even Rent
$4,733

NOI (Annual)
$6,869
Price-to-Rent

Lower = better for investors

14.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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