3444 Crown Point Drive #3444/3442
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3444 Crown Point Drive #3444/3442

Dbottom 20%

San Diego, CA 92109

$7,775,000
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

83 licensed short-term rentals within ½ mile (64 whole home), from the cities' license and permit lists of Nov 3, 2026.

Pass at asking: -$51,843/mo full cashflow at 20% down, 7.49% rate.

Works at $1,053,836 (86% under asking); even all cash loses money at asking.

Rent $10,556/mo from 10 leases of houses within 1 mi, same school area, size-adjusted ($9,623–$12,908).

Beds

5

Baths

5

Sqft

4,166

Year Built

2026

Days on Market

45

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2606801

This property is in San Diego (92109). View neighborhood stats →

Virtual Tour

About This Property

Front-row seats to Sea World night shows, downtown skyline, bay and beach plus Coronado Bridge. This is the best of both worlds with an energetic lifestyle but trades Pacific Beach rowdy nightlife for quieter, premium bedroom community. The best kept secret luxury property area in San Diego. Remodeled down to the foundation offering 5 bedrooms plus an optional 6th. Four+ bedrooms in main structure plus an awesome 1-bedroom ADU. The furnishings are custom for this home and convey with the home. Move in for the holidays with your toothbrush and start entertaining friends and family! Room for paddleboards and rowing skulls to store so you just walk across the street and jump in for a glorious ride! Over 4,100 feet and designed for entertaining delights! Positioned across the street from the beach offering unobstructed views to the beach, bay, downtown San Diego lights, the Coronado bridge, Sea World and beautiful grassy parks. A Botticelli Design Concepts and Scot Frontis Architectural stunner features approx. 3600 sq ft 4 bed 4 bath home (address is 3444 Crown Point Dr) plus over 600 sq ft 1 bed 1 bath ADU with private gated entrance and separate address (3442 Crown Point Drive). Professionally furnished this home is move-in ready for your enjoyment! Meticulously remodeled this home shows dark and moody outside with New Orleans gas lanterns and modern coastal white inside! Dual sliding doors pocket to provide flow from the front patio to the private backyard with covered dining and a hot tub creating a relaxing entertainment flow everyone seeks. Vaulted tongue and groove ceilings and skylights build drama and abundant ambient light. Private primary suite upstairs with oversized deck and firepit also features a grand bathroom with more unobstructed views and huge walk-in closet with a second washer/dryer! With its own address the ADU provides a spacious living room with bay views, gourmet kitchen, vaulted tongue & groove ceilings, grand bath and bedroom. Honestly, this is coastal living at its best! Undergrounding of wires is almost complete for this Crown Point neighborhood. City plans show removal of poles by end year! City holds plans for a traffic circle too!

Mortgage Calculator

Est. Monthly Payment

$53,491

Principal & Interest$43,449
Property Tax$7,775
Insurance$2,268
%($1,555,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Crown Point Elementary · grades PK-5 · San Diego Unified

  • Middle

    Pacific Beach Middle · grades 6-8 · San Diego Unified

  • High

    Mission Bay High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

0D
Est. Monthly Rent
$10,556

10 leases of houses within 1 mi, same school area, size-adjusted · $9,623–$12,908

Monthly Cashflow

Rent − PITIA

-$42,936
Full Cashflow

Incl. vacancy, PM, maint, capex

-$51,843

What would make this work?

$51,843/mo short at 20% down; +$67,328/mo rent closes it.

Break-even price

86% under asking

$1,053,836
Break-even rent

$67,328/mo above the estimate

$77,884/mo
Cashflow at 35% down
−$43,696/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$43,449
Cap Rate
-1.21%
Cash-on-Cash
-40.01%
DSCR

Need ≥ 1.25 for DSCR loan

0.20

NOI (Annual)
-$94,395
Price-to-Rent

Lower = better for investors

61.4

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$51,843/mo