
2157 Harbour Heights Road
Dbottom 20%San Diego, CA 92109
One license per person in San Diego: whether you can hold it depends on you, not only the home.
42 licensed short-term rentals within ½ mile (27 whole home), from the cities' license and permit lists of Nov 10, 2026.
Pass at asking: -$36,556/mo full cashflow at 20% down, 7.43% rate.
Works at $1,125,393 (81% under asking); even all cash loses money at asking.
Rent $11,225/mo from 8 leases of 4-bed houses within 1 mi ($9,965–$12,324).
Beds
4
Baths
3
Sqft
4,000
Year Built
2026
Days on Market
99
Property Type
Single Family
HOA/mo
N/A
MLS ID
260018847SD
This property is in San Diego (92109). View neighborhood stats →
About This Property
We couldn’t be prouder to present for your consideration this four bedroom, three bath just completed two story exquisite modern home designed to capture the finest views from Mission Bay, Downtown, Coronado Bridge and the Islands beyond. Walls of glass throughout the house will captivate you at the same time that you will marvel at the finishing details found in homes at least three times more expensive. For example, all the doors are made of hand-crafted solid wood using the finest pickled oak vertical grain veneer finished with striking modern bronze finished hardware. The exterior walls are finished with imported Italian porcelain veneer. Solid quartz slabs have been used throughout and there is bleached oak extra wide and length plank luxury flooring. State of the art micro can lighting can be found throughout along with direct and indirect lighting for a soft glow accent on the walls. There are two primary suites, one on each level, and large finished closets. The second level primary leads to a second living or family room pouring onto an enormous view balcony with secondary kitchen. The bathroom has a double walk- in shower measuring 12x5 feet and his and her 20 inch rain heads and walls wrapped in 7 slabs of quartz. Additionally, there is a finished oval soaking tub. The open concept kitchen, living and dining room will take your breath away both for its artistic beauty and volume. Autograph Edition Z Line appliances grace the kitchen and feature a side by side 30 inch refrigerator and freezer, a 48 inch double stove with six burners plus griddle, dis
Mortgage Calculator
Est. Monthly Payment
$40,295
Location
Loading map...
Zoned Schools
Elementary
Sessions Elementary · grades K-5 · San Diego Unified
Middle
Pacific Beach Middle · grades 6-8 · San Diego Unified
High
Mission Bay High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$11,225
Comp Average
$10,089
4801 Academy
5bd / 5.5ba · 2,923 sqft · Single Family
$3.65M
Est. $11,060/mo
1920 Beryl St
5bd / 4ba · 3,054 sqft · Single Family
$3.75M
Est. $11,402/mo
3444 Crown Point Drive
5bd / 5ba · 4,166 sqft · Single Family
$7.78M
Est. $10,556/mo
4960 Jewell
4bd / 3.5ba · 3,277 sqft · Single Family
$3.65M
Est. $9,087/mo
2812 Bayside Walk
4bd / 3.5ba · 3,005 sqft · Single Family
$4.45M
Est. $8,340/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 4-bed houses within 1 mi · $9,965–$12,324
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$36,556/mo short at 20% down; +$47,475/mo rent closes it.
- Break-even price
- $1,125,393
- Break-even rent
- $58,700/mo
- Cashflow at 35% down
- −$30,426/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
81% under asking
$47,475/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator