3443 Ocean Front Walk

3443 Ocean Front Walk

Dbottom 20%

San Diego, CA 92109

$1,550,000
NEW — 0d
STR closed · Mission Beach cap full

This parcel holds a short-term rental license: Tier 4 (whole home, Mission Beach), through Apr 2027. It doesn’t transfer: a buyer applies for their own.

676 licensed short-term rentals within ½ mile (584 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$10,110/mo full cashflow at 20% down, 7.36% rate.

Works at $227,134 (85% under asking); even all cash loses money at asking.

Rent $3,228/mo from 24 leases of 2-bed condos & townhomes within 2 mi ($2,808–$4,082).

Beds

2

Baths

2

Sqft

675

Year Built

2004

Days on Market

0

Property Type

Condo

HOA/mo

$750

MLS ID

260026977SD

This property is in San Diego (92109). View neighborhood stats →

About This Property

Sweeping Pacific Ocean views set the stage for coastal living in this beautifully appointed second-floor condo at the Surf Rider. Enjoy ocean views from both the living room and primary bedroom, bringing the beauty of the coastline into your everyday living space. The interior features distinctive golden-white quartzite flooring, granite countertops, stainless steel appliances, rich wood cabinetry, and travertine showers. A thoughtfully designed layout makes excellent use of the space, with potential for future expansion. The Surf Rider community offers exceptional amenities, including an owners' fitness center and an expansive elevated oceanfront patio featuring a saltwater spa and two large gas grills--perfect for relaxing, entertaining, and enjoying the coastal atmosphere. Whether you're seeking a San Diego beach getaway, a second home, or a coastal investment property with rental potential, this ocean-view condo offers an appealing combination of location, comfort, and lifestyle.

Mortgage Calculator

Est. Monthly Payment

$11,304

Principal & Interest$8,552
Property Tax$1,550
Insurance$452
HOA$750
%($310,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Pacific Beach Elementary · grades PK-5 · San Diego Unified

  • Middle

    Pacific Beach Middle · grades 6-8 · San Diego Unified

  • High

    Mission Bay High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. Mission Beach (Tier 4) is capped and full, with a waitlist. See the rules

Investment Score

0D
Est. Monthly Rent
$3,228

24 leases of 2-bed condos & townhomes within 2 mi · $2,808–$4,082

Monthly Cashflow

Rent − PITIA

-$8,076
Full Cashflow

Incl. vacancy, PM, maint, capex

-$10,110

What would make this work?

$10,110/mo short at 20% down; +$13,130/mo rent closes it.

Break-even price

85% under asking

$227,134
Break-even rent

$13,130/mo above the estimate

$16,358/mo
Cashflow at 35% down
−$8,506/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$8,552
Cap Rate
-1.08%
Cash-on-Cash
-39.13%
DSCR

Need ≥ 1.25 for DSCR loan

0.29

NOI (Annual)
-$16,760
Price-to-Rent

Lower = better for investors

40.0

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$10,110/mo