3443 Ocean Front Walk
1 / 20

3443 Ocean Front Walk #K

C

San Diego, CA 92109

$1,895,000
NEW — 0d

Soft Appraisal Value: $2,020,000 · 6.2% below estimate

Beds

2

Baths

2

Sqft

638

Year Built

2000

Days on Market

0

Property Type

Condo

HOA/mo

$600

MLS ID

260015846SD

This property is in San Diego (92109). View neighborhood stats →

About This Property

Mesmerizing panoramic Pacific Ocean views from three sides of the condo including the kitchen, living room and master bedroom. A rare opportunity to own the best unit at the iconic Surf Rider on Mission Beach for under $2mil! This top floor, single-level beach front unit directly overlooks the Mission Beach boardwalk. Previous owners spent over $200K with a complete custom remodel, and in 2024, the seller's spent $45K in substantial upgrades ($24K . Once you step into this stunning fully furnished unit, you wont want to leave! This unit features vaulted ceilings along with 3 skylights offering tons of natural light throughout. Located in the heart of Mission Beach close to dining, activities, shops, Mission Bay and Belmont Park where you can live the SoCal dream! This premier unit has two parking spots and a ground level storage closet.The Surf Rider building also features a beach-front spa, BBQ and fitness room. In addition to a previous owner’s complete remodel in 2023, the sellers have made substantial upgrades ("new" = 2024): - new AC (ductless mini splits in family & bedrooms) ($23,559) - Carne Home Services AC system warranties are transferable - parts = 12 years from 5/2024) and maintenance = 7 years from 5/2024. - all new indoor furniture (except for guest bed & master desk) ($2800) - new washer/dryer ($2400) - new tankless water heater ($5700) - new smart tv, sound bar/sub, wall mount (~$2500 installed) - reverse osmosis drinking water system incl line to fridge ice maker ($855) - new strength training equipment in community gym ($4K) - added patio plexiglass privacy panels ($1500) - new water main regulator & kitchen sink pressure gauge ($1K) - patio furniture (incl. Polywood Adirondack rockers) ($1000) - rooftop bird repellant system ($1K) - various patch & paint / touch-up ($1K) - replaced kitchen window glass ($859) - new toilets (chair height, elongated) ($700 installed) - added keyed lock to front slider ($250) - new back door smart keypad lock ($500) - various wall art ($400) - added dimmer switches ($300) - new bathroom exhaust fans ($420) - new bedroom window coverings - utility closet remodel w/ robust shelving ($1K) housing 4 Nakto Skylark 16" folding e-bikes (bikes NOT included in sale).

Mortgage Calculator

Est. Monthly Payment

$12,630

Principal & Interest$9,582
Property Tax$1,895
Insurance$553
HOA$600
%($379,000)
%

Location

Loading map...

Investment Score

0D
Est. Monthly Rent
$3,660
Monthly Cashflow

Rent − PITIA

$-8,970
Full Cashflow

Incl. vacancy, PM, maint, capex

$-11,391

Mortgage (P+I)
$9,582
Cap Rate
-1.15%
Cash-on-Cash
-36.07%
DSCR

Need ≥ 1.25 for DSCR loan

0.29
Break-even Rent
$18,454

NOI (Annual)
$-21,708
Price-to-Rent

Lower = better for investors

43.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator