3437 Palm Street
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3437 Palm Street

D

San Diego, CA 92104

$1,575,000
NEW — 0d on market

Beds

3

Baths

2

Sqft

1,583

Year Built

1939

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260008381SD

This property is in San Diego (92104). View neighborhood stats →

About This Property

Fully reimagined and remodeled down to the studs in 2011, this North Park home showcases modern design and thoughtful craftsmanship throughout. Located at 3437 Palm Street, this 3 bedroom, 2 bathroom single family residence is truly turn-key and ideally positioned in one of the area’s most sought after locations, just around the corner from McKinley Elementary. The beautifully updated kitchen features quartz countertops, stainless steel appliances, and seamless flow into the main living space. Rich Brazilian teak flooring runs throughout the main living areas, adding warmth and a high end feel. Upstairs, the private primary suite offers a spacious en suite bath, oversized walk-in closet, and access to two separate terraces connected by a spiral staircase leading down to the professionally landscaped backyard, perfect for entertaining. Additional highlights include granite bathroom vanities, updated windows, a single car garage, central AC, and fully paid off solar with a significant overbuild of 16 panels, providing enough energy to run the A/C year round at zero net cost. Enjoy being just a short drive or bike ride to all of the popular shops, restaurants, and coffee spots along 30th Street, one of San Diego’s most vibrant local hubs. Convenient access to major freeways makes commuting effortless, while you are only minutes from Balboa Park, Downtown San Diego, or a quick “zip” over the bridge to the beaches of Coronado.

Mortgage Calculator

Est. Monthly Payment

$9,998

Principal & Interest$7,964
Property Tax$1,575
Insurance$459
%($315,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$4,331
Monthly Cashflow

Rent − PITIA

$-5,667
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,976

Mortgage (P+I)
$7,964
Cap Rate
-0.01%
Cash-on-Cash
-30.38%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.43
Break-even Rent
$14,689

NOI (Annual)
$-140
Price-to-Rent

Lower = better for investors

30.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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