338 Hoitt Street
Btop 30%San Diego, CA 92102
One license per person in San Diego: whether you can hold it depends on you, not only the home.
123 licensed short-term rentals within ½ mile (90 whole home), from the cities' license and permit lists of Nov 11, 2026.
Pass at asking: -$2,849/mo full cashflow at 20% down, 7.43% rate.
Works at $276,976 (57% under asking), or at 84% down.
Rent $2,763/mo from 9 leases of 2-bed houses within 1 mi ($1,983–$2,589).
Beds
2
Baths
1.5
Sqft
660
Year Built
1928
Days on Market
0
Property Type
Single Family
HOA/mo
N/A
MLS ID
PTP2608329
This property is in San Diego (92102). View neighborhood stats →
About This Property
THE FREEDOM OF DETACHED LIVING IN THE HEART OF SAN DIEGO! Discover the perfect blend of privacy, comfort, and convenience with this charming 2-bedroom, 1.5-bath home! Enjoy the benefits of having your own private yard, driveway, and outdoor space without the added expense of monthly HOA fees. Step inside to a welcoming and functional layout designed for comfortable everyday living, complete with convenient in-home laundry. One of the property's standout features is the detached bonus room, offering endless possibilities for a home office, gym, creative studio, or potential ADU conversion. The private outdoor space provides the perfect setting for entertaining, relaxing, or creating your own backyard retreat. Centrally located with easy access to Downtown San Diego, Balboa Park, Petco Park, Coronado, North Park, shopping, dining, entertainment, and major freeways. Whether you're a first-time buyer or simply looking for a place to call your own, this home offers a rare opportunity to enjoy privacy, flexibility, and the convenience of city living. Your own space, your own possibilities, and a place to truly call home!
Mortgage Calculator
Est. Monthly Payment
$4,437
Location
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Zoned Schools
Elementary
Kimbrough Elementary · grades PK-5 · San Diego Unified
Middle
Logan Memorial Educational Campus · grades PK-12 · San Diego Unified
High
Logan Memorial Educational Campus · grades PK-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,763
Comp Average
$2,743
3990 Broadway
2bd / 1ba · 822 sqft · Single Family
$575K
Est. $2,867/mo
35 19th Street
2bd / 1ba · 602 sqft · Single Family
$599K
Est. $2,454/mo
3164 L St
2bd / 1.5ba · 797 sqft · Single Family
$675K
Est. $2,818/mo
3170 L Street
2bd / 1.5ba · 797 sqft · Single Family
$675K
Est. $2,818/mo
2007 Coronado Avenue
2bd / 1ba · 768 sqft · Single Family
$859K
Est. $2,758/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 2-bed houses within 1 mi · $1,983–$2,589
Blended 50/50 with the zip's market median ($3,047)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,849/mo short at 20% down; 84% down or +$3,701/mo rent closes it.
- Break-even price
- $276,976
- Break-even rent
- $6,464/mo
- Cashflow at 35% down
- −$2,174/mo
- Down payment to break even
- 84%
- Rate to break even
- Not reachable
57% under asking
$3,701/mo above the estimate
$544,320 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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