3316 Garrison St

3316 Garrison St

D

San Diego, CA 92106

$2,200,000

Beds

4

Baths

3

Sqft

2,190

Year Built

1965

Days on Market

25

Property Type

Single Family

HOA/mo

N/A

MLS ID

260005052SD

Description

Perched in Point Loma’s coveted Roseville neighborhood, 3316 Garrison St offers breathtaking views of the San Diego Harbor, Coronado Bridge, and the downtown skyline. This 4-bedroom, 3-bathroom home features approximately 2,190 sq. ft. of living space on a 5,019 sq. ft. lot, combining comfort, flexibility, and an exceptional coastal lifestyle. Expansive windows fill the home with natural light while framing stunning harbor and city views. The functional layout offers spacious living areas ideal for both everyday living and entertaining, with seamless access to outdoor spaces perfect for enjoying San Diego’s year-round sunshine and unforgettable sunsets over the bay. Conveniently located just minutes from Liberty Station, Shelter Island, downtown San Diego, the airport, and world-class beaches, this home offers the best of coastal living with easy access to dining, shopping, and recreation. Opportunities like this rarely come available in Point Loma Some listing images may have been digitally enhanced, virtually staged, or include AI-assisted modifications to illustrate potential use of space. These images may not represent current conditions. Buyer and buyer’s agent are advised to independently verify all property features, dimensions, and conditions prior to purchase.

Mortgage Calculator

Est. Monthly Payment

$13,966

Principal & Interest$11,124
Property Tax$2,200
Insurance$642
%($440,000)
%

Investment Score

0D
Est. Monthly Rent
$6,312
Monthly Cashflow

Rent − PITI − HOA

$-7,654
Full Cashflow

Incl. vacancy, PM, maint, capex

$-10,939

Mortgage (P+I)
$11,124
Cap Rate
0.10%
Cash-on-Cash
-29.83%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.45
Break-even Rent
$20,519

NOI (Annual)
$2,219
Price-to-Rent

Lower = better for investors

29.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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