32644 Aquaduct Road

32644 Aquaduct Road

Ctop 80%

Bonsall, CA 92003

$1,198,747

Pass at asking: -$5,779/mo full cashflow at 20% down, 7.36% rate.

Works at $442,634 (63% under asking), or at 90% down.

Rent $4,393/mo from 4 leases of 2–4 bed houses in 92003 ($4,475–$4,743).

Beds

3

Baths

2

Sqft

2,557

Year Built

2017

Days on Market

—

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2610124

This property is in Bonsall (92003). Browse neighborhood analytics →

About This Property

You will love this newer country retreat located in Bonsall close to schools and I-15 for convenience. Three bedrooms are upstairs on the main level and downstairs you will find an additional 793 SF that can be configured into an attached ADU or granny flat. Amazing views from the large covered deck/patio area. Relax and enjoy the ocean breezes while you look over your 4 plus acres perfect for horses, FHA projects, an added shop, pickleball court or anything your heart desires. It is such a rare location where you can have usable land, views and close proximity to so much while feeling you are in a world of your own. Make your private appointment today!

Mortgage Calculator

Est. Monthly Payment

$8,162

Principal & Interest$6,614
Property Tax$1,199
Insurance$350
%($239,749)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Bonsall Elementary · grades K-5 · Bonsall Unified

  • Middle

    Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified

  • High

    Bonsall High · grades 9-12 · Bonsall Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

11C
Est. Monthly Rent
$4,393

4 leases of 2–4 bed houses in 92003 · $4,475–$4,743

Blended 50/50 with the zip's market median ($4,157)

Monthly Cashflow

Rent − PITIA

-$3,770
Full Cashflow

Incl. vacancy, PM, maint, capex

-$5,779

What would make this work?

$5,779/mo short at 20% down; 90% down or +$7,505/mo rent closes it.

Break-even price

63% under asking

$442,634
Break-even rent

$7,505/mo above the estimate

$11,898/mo
Cashflow at 35% down
−$4,539/mo
Down payment to break even

$1,078,872 cash

90%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,614
Cap Rate
1.06%
Cash-on-Cash
-28.92%
DSCR

Need ≥ 1.25 for DSCR loan

0.54

NOI (Annual)
$12,655
Price-to-Rent

Lower = better for investors

22.7

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$5,779/mo