
6944 West Lilac
Ctop 80%Bonsall, CA 92003
Pass at asking: -$6,997/mo full cashflow at 20% down, 7.43% rate.
Works at $464,024 (66% under asking), or at 94% down.
Rent $4,628/mo from 5 leases of houses in 92003, size-adjusted ($3,873–$4,251).
Beds
2
Baths
2
Sqft
2,114
Year Built
2005
Days on Market
96
Property Type
Single Family
HOA/mo
N/A
MLS ID
NDP2607440
This property is in Bonsall (92003). Browse neighborhood analytics →
About This Property
Welcome to this stunning single level custom Mission-style estate and equestrian property, where timeless architecture and peaceful country living blend seamlessly with modern luxury on 3.49 fully fenced, usable acres. Rich wood beams, handcrafted solid wood doors, and custom millwork throughout the home create a warm, inviting atmosphere while showcasing exceptional craftsmanship and enduring character. Well maintained by only its second owner, this 2-bedroom, 2-bath residence was extensively remodeled in 2021 with high-end finishes throughout. The gourmet kitchen features striking natural quartzite countertops, a dramatic waterfall island, a Wolf range, and a Sub-Zero refrigerator. Premium Pella wood-framed crank windows flood the home with natural light while capturing the surrounding views and year-round ocean views. Gorgeous Saltillo tile flooring, a grand fireplace, and a classic clay tile roof further enhance the home's timeless appeal. The traditional enclosed courtyard welcomes you with authentic Mission-style charm and sets the tone for indoor/outdoor living. The spacious primary suite offers a luxurious spa-inspired bath featuring oversized quartzite slab walls in the walk-in shower, a freestanding soaking tub, dual vanities, and designer finishes that create the perfect private retreat. The guest bathroom has also been thoughtfully updated while preserving the timeless charm of its original Spanish-style walk-in shower. Designed for the equestrian lifestyle, the property includes four oversized horse paddocks, each with its own shelter, a large tack room, wash rack with hitching post, additional storage shed, water holding tank, trailer/equipment shelter with extra parking, and a semi-sized shipping container for additional storage. The expansive grounds provide endless possibilities, with ample space to build a guest house (ADU), expand the existing residence, add a pool, or simply enjoy the privacy and open space. An extra large pasture at the rear of the property offers exceptional flexibility, it can remain a pasture or be transformed to accommodate a variety of future uses. The property also features a private gated entrance and a secondary gated entrance/exit for added convenience. Offering the perfect combination of privacy, functionality, and timeless beauty, this one-of-a-kind Mission-style estate enjoys peaceful country living with refreshing ocean breezes, scenic/ocean views, and convenient access to nearby amenities. The property is located within the highly regarded Bonsall Unified School District, known for its strong academic programs, small-town community atmosphere, and commitment to student success. Just minutes away, the upcoming San Luis Rey Community Park provides an incredible outdoor lifestyle with multi-use sports fields, playgrounds, open green spaces, shaded picnic areas, walking and biking trails, and a variety of recreational amenities for all ages. Zoned A70 Limited Agriculture, the property allows for multiple horses, a variety of farm animals, and other agricultural uses. A rare opportunity to own an exceptional equestrian property with room to grow and make it your own.
Mortgage Calculator
Est. Monthly Payment
$9,415
Location
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Zoned Schools
Elementary
Bonsall Elementary · grades K-5 · Bonsall Unified
Middle
Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified
High
Bonsall High · grades 9-12 · Bonsall Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
4 comps foundThis Property
$4,628
Comp Average
$4,389
5625 Lake Vista Drive
3bd / 2.5ba · 2,435 sqft · Single Family
$949K
Est. $4,308/mo
2965 Rue De Latour
3bd / 2ba · 1,942 sqft · Single Family
$1.15M
Est. $4,485/mo
31515 Calle Joya
3bd / 3.5ba · 2,130 sqft · Single Family
$2.10M
Est. $4,265/mo
31255 Via Mariposa Court
3bd / 2.5ba · 2,626 sqft · Single Family
$1.85M
Est. $4,498/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
5 leases of houses in 92003, size-adjusted · $3,873–$4,251
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$6,997/mo short at 20% down; 94% down or +$9,087/mo rent closes it.
- Break-even price
- $464,024
- Break-even rent
- $13,715/mo
- Cashflow at 35% down
- −$5,565/mo
- Down payment to break even
- 94%
- Rate to break even
- Not reachable
66% under asking
$9,087/mo above the estimate
$1,292,500 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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